Research

2026 NCRC Mortgage Market Series — Part 2: Race and the Mortgage Market – Gains for Hispanic Borrowers Stall, Losses for Black Borrowers Continue

By Jason Richardson / October 8, 2026 / Research / 24 minutes of reading

2025 NCRC Mortgage Market Series PART 2: RACE AND THE MORTGAGE MARKET Gains for Hispanic Borrowers Stall, Losses for Black Borrowers Continue October 2026 PART 2: RACE AND THE MORTGAGE MARKET Gains for Hispanic Borrowers Stall, Losses for Black Borrowers Continue October 2026 Series Introduction Complete the form to download the full report: Yes, send

2026 NCRC Mortgage Market Series — Part 2: Race and the Mortgage Market – Gains for Hispanic Borrowers Stall, Losses for Black Borrowers Continue Read More »

The Impacts of the AI Jobs Boom on BIPOC STEM Professionals: September Race, Jobs and Economy Update

By Joseph Dean / September 28, 2026 / Research, Views / 5 minutes of reading

The rise of artificial intelligence has brought fears of a potential collapse of the Science, Engineering, Mathematics and Technology (STEM) professional job market. In this month’s Race, Jobs and Economy update, we will look at the change in STEM employment for different racial groups and how these changes intersect with AI developments and other major

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Racial Wealth Snapshot Series: Economic Outlook Overview for the Asian American Community

By Joseph Dean / August 26, 2026 / Research / 8 minutes of reading

Asian Americans (AA) are a diverse group of individuals with unevenly distributed homeownership, income and wealth rates and education attainment.

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Preventing Hyperscale Harm: Analyzing the Potential Impact of Opportunity Zones 2.0 in Rural Communities Experiencing Accelerating AI Data Center Construction

By Simon Wang, Bruce C. Mitchell, PhD, Jad Edlebi / August 17, 2026 / Research / 19 minutes of reading

While hyperscale data centers are increasingly viewed as critical infrastructure for the digital economy, their rapid expansion places considerable demands on local energy grids, water supplies, land use and public services, generating growing concerns about their effects on host communities.

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Nashville Summit Series – Brief 5: Barriers & Solutions for Workforce Development

By Devin Thompson / August 3, 2026 / Research / 30 minutes of reading

This brief maintains the previous two briefs’ narrower focus but instead distills the conversations from the participants in the workforce development ecosystem. It documents the barriers raised by practitioners and funders during the workforce development dialogues and the solutions participants raised that would work with limited federal government support.

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Bank branch trends for 2026 (2nd quarter): Continued growth in the Southeast and Southwest metros

By Jason Richardson / July 27, 2026 / Research, Views / 7 minutes of reading

The nation’s bank branch network changed little compared with the first three months in the second quarter of 2026, with 261 openings and 248 closings. This is the third straight quarter of net gains in branches, something that we haven’t seen since 2009. It has been a long time since we could say bank branches

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Black and Hispanic College Graduates Face a Tougher Job Market: July 2026 Race, Jobs and the Economy Update

By Joseph Dean / July 20, 2026 / Research, Views / 5 minutes of reading

According to the Bureau of Labor Statistics’ (BLS) June jobs report, the national economy added 57,000 jobs, while the unemployment rate dropped slightly to 4.2%. The former was substantially below economists’ expectations of 115,000 jobs. Monthly job gains have trended downward since March, going from 214,000 to 57,000. The drop in the unemployment rate was

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Nashville Summit Series – Brief 4: Barriers & Solutions for Small Business

By Devin Thompson / July 16, 2026 / Research / 30 minutes of reading

Brief 2 outlines how some of the identified barriers cut across multiple areas of community development and highlights solutions that could be implemented by actors from multiple sectors.

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2026 NCRC Mortgage Market Series — Part 1: A Stagnant Mortgage Market: A Shrinking CRA

By Jason Richardson / July 16, 2026 / Research / 24 minutes of reading

2025 NCRC Mortgage Market Series PART 1: A Stagnant Mortgage Market- A Shrinking CRA The 2025 mortgage market is stagnant and increasingly not covered by the community reinvestment act July 2026 PART 1: A Stagnant Mortgage Market- A Shrinking CRA The 2025 mortgage market is stagnant and increasingly not covered by the community reinvestment act

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New Data for Clearer Answers: Tracking Gentrification and Neighborhood Change Across US Cities (1970s – 2010s)

By Bruce C. Mitchell / July 7, 2026 / Research, Views / 3 minutes of reading

NCRC is pleased to announce the release of a new longitudinal dataset designed to help communities, advocates and policymakers better understand how neighborhoods have changed over time and where gentrification pressures are most evident. This dataset draws on US Census data spanning multiple decades (from the 1970s through 2010s) and covering thousands of neighborhoods tracking

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Racial Wealth Snapshot Series: Economic Outlook Overview for Native Americans

By Joseph Dean / June 25, 2026 / Research / 6 minutes of reading

Complete the form to download the infographic: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the infographic: Download Infographic Introduction Native Americans, more formally known as American Indians and Alaska Natives, are people who are indigenous to the North American continent. They

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NCRC Analysis of the CFPB’s Section 1071 Rule of 2026

By Josh Silver / June 10, 2026 / Research, Testimony & Regulatory Comments / 19 minutes of reading

NCRC Analysis of the CFPB’s Section 1071 Rule of 2026 June 2026 Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download Analysis Josh Silver, Senior Fellow Introduction As part of the Dodd-Frank Wall Street Reform

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Black Men Face a Worsening Jobs Market: May 2026 Race, Jobs and Economy Update

By Joseph Dean / May 21, 2026 / Research, Views / 4 minutes of reading

As the economy roils from the shockwaves of the tariff/trade war of last year and the ongoing and intensifying energy shock from the Iran war, the unemployment rate remains low at 4.3%. 100,000 jobs were added in April, which was the first consecutive month of positive growth since April of 2025. Despite the positives in

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After 15 years of bank closures, new branches are having a resurgence

By Jason Richardson / May 14, 2026 / Research / 12 minutes of reading

After a decade of shrinking presence across the country, bank branches are growing in number again. But that growth is uneven, with many communities experiencing a drastic decrease in quality banking options.

After 15 years of bank closures, new branches are having a resurgence Read More »

Nashville Summit Series – Brief 3: Barriers & Solutions for Affordable Housing

By Devin Thompson / May 12, 2026 / Research / 42 minutes of reading

Building on the previous Nashville Summit Series briefs, this brief explores the current barriers and systemic solutions to affordable housing development as identified by over 150 community development leaders during a 2 day summit in September 2025.

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