One of NCRC’s most important missions is to give its members a strong presence before Congress. Through direct advocacy, testimony on Capitol Hill, and powerfully coordinated nationwide actions, our coalition works together to develop public policy solutions that promote community wealth-building.
NCRC’s research analyses provide powerful tools for advocates and organizations seeking to understand and address patterns of lending and investment in their communities.
NCRC is a recognized HUD-certified National Housing Counseling Intermediary. Through the NCRC Housing Counseling Network initiative, professional housing counselors and mortgage advisors provide comprehensive housing counseling to consumers directly from NCRC’s highly trained staff based in Washington, DC and through a network of HCN “partner” member organizations located throughout the nation.
NCRC’s National Training Academy offers substantive state-of-the-art training and technical assistance both on-site and online via webinars. The extensive curriculum ranges from courses on the Community Reinvestment Act (CRA), fair lending laws, Home Mortgage Disclosure Act (HMDA), Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Homeownership and Equity Protection Act (HOEPA), the newest in mortgage loans, challenges to unfair lending policies, and effective coalition building. NCRC seeks to “train the trainers” and expand the availability and reach of information on current developments in community reinvestment.
Through the Generating Real Opportunities for Work Through Housing (GROWTH) initiative, NCRC and public, private and nonprofit partners transform vacant and abandoned properties, and by extension neighborhoods.