The Proposed CRA Rule’s Strategic Plans: A More Predictable Path to Doing Less
The strategic plan provisions in the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation’s (FDIC) proposed CRA rule have received less attention than the proposal’s headline changes. However, combined with the OCC’s December 2025 guidance, it could make it easier for banks to pass CRA exams while providing less community development financing than they have historically.
Racial Wealth Snapshot Series: Economic Outlook Overview for the Asian American Community
Asian Americans (AA) are a diverse group of individuals with unevenly distributed homeownership, income and wealth rates and education attainment.
NCRC, Rise Economy and 374 Organizations Call On FDIC, OCC To Extend CRA Comment Period
Today, the National Community Reinvestment Coalition (NCRC), Rise Economy and 374 national partners, financial institutions, community organizations, local government agencies, religious groups and small business owners submitted a letter to the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) calling for a comment period extension for the new proposed Community Reinvestment Act (CRA) rule.
NCRC, Rise Economy and 374 Organizations Submit Letter to OCC, FDIC Calling for CRA Comment Period Extension
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Download Complete the form to download the pdf: Download Travis Hill, ChairFederal Deposit Insurance Corporation (FDIC) 550 17th Street NWWashington, DC 20429Via email: comments@FDIC.gov Jonathan V. Gould, ComptrollerOffice of the Comptroller of the Currency (OCC) 400 7th St. SWWashington, DC 20219Via: https://regulations.gov/ Re: Community groups request an extension of the CRA comment periodRIN 3064-AG31, Docket ID OCC-2026-0694 Dear Chair Hill and Comptroller Gould,
NCRC Submits Comment to FDIC on Bank Secrecy Act and Compliance Standards for FDIC-supervised Permitted Payment Stablecoin Issuers
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download August 3, 2026 Travis Hill, ChairmanFederal Deposit Insurance Corporation550 17th Street, NWWashington, DC 20429 Attn: Jennifer M. Jones, Deputy Executive Secretary<[Via: email to Comments@fdic.gov through FDIC Website at https://www.fdic.gov/federal-register-publications] RE:
New NCRC Report Calls for Community-Led Approach to Rural AI Data Center Development Under New Opportunity Zones
The new Opportunity Zones program could further accelerate data center development in rural communities, making it critical that these projects are community-led and designed to address their growing financial and resource demands, according to a new report from the National Community Reinvestment Coalition (NCRC).
Preventing Hyperscale Harm: Analyzing the Potential Impact of Opportunity Zones 2.0 in Rural Communities Experiencing Accelerating AI Data Center Construction
While hyperscale data centers are increasingly viewed as critical infrastructure for the digital economy, their rapid expansion places considerable demands on local energy grids, water supplies, land use and public services, generating growing concerns about their effects on host communities.
NCRC’s Comment on the FFIEC’s Proposed Revisions to the CAMELS Rating System
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download August 14, 2026 Federal Financial Institutions Examination Council (FFIEC)l. William Seidman Center3501 Fairfax DriveArlington, VA 22226-3550 Attn: Executive SecretarySubmitted through Regulations.gov RE: FFIEC Docket ID OCC-2026-0562
NCRC Awards $1.34 Million in Field Empowerment Fund – Housing Counseling Services Grants to 95 NCRC Member Organizations
Annually, these agencies serve over 85,000 households across the United States, with over 63,000 of those households falling under 80% of their regional median income levels. This grant funding will fuel their critical services, empowering families across the country to achieve housing stability and homeownership.
NCRC Mourns Loss of Board Vice Chair Irvin Henderson
“We are deeply saddened by Irvin’s sudden passing,” said Jesse Van Tol, NCRC’s president and CEO. “As one of the founding board members of NCRC, he played a pivotal role in shaping our organization and was a tireless champion of our cause.”
Nashville Summit Series – Brief 5: Barriers & Solutions for Workforce Development
This brief maintains the previous two briefs’ narrower focus but instead distills the conversations from the participants in the workforce development ecosystem. It documents the barriers raised by practitioners and funders during the workforce development dialogues and the solutions participants raised that would work with limited federal government support.
Video: Your Membership, Your Benefits – A Closer Look at NCRC Membership – July 2026
Learn how NCRC membership helps organizations strengthen their impact through research, policy advocacy, professional development, technical assistance and connections across a national network of more than 700 community-focused organizations.
The Proposed 2026 CRA Rollbacks: Key Takeaways and Why it Matters
The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation’s (FDIC) proposed Community Reinvestment Act (CRA) rule would weaken bank obligations to invest, lend and provide services in low- and moderate-income (LMI) communities, while reducing transparency and accountability.
Minnesota Consortium of Community Developers Secure Millions for Affordable Housing and Small Business Development
Like most states, Minnesota is facing an affordable housing shortage with over 100,000 residences needed for low-income residents. The Minnesota Consortium of Community Developers (MCCD), a network of community development organizations, is working to fill this gap. MCCD advocates statewide for equitable housing and economic policies that generate wealth for people of color (BIPOC) and
New CRA Proposal Is an Assault on Working-Class Communities
The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) today proposed sweeping changes to the Community Reinvestment Act (CRA) that would drastically weaken banks’ obligation to meet the credit needs of low- and moderate-income communities.
A Place At The Table: What Black Immigrant Entrepreneurs Teach Us About The American Dream
For many immigrants, home is not simply a place they leave behind. It’s something they carry with them and, sometimes, find in familiar foods, shared traditions and communities thousands of miles away. By 2000, Columbus, Ohio was home to more than 11,000 African-born residents as a result of a wave of immigration that had occurred
NCRC, Woodstock and Rise Economy Strongly Oppose OppFi’s Applications to Become a Bank Holding Company and to Merge with BNCCORP
The letter outlines the unacceptable risks for low- and moderate-income communities, consumers and small businesses, as well as the safety and soundness of the financial system that would come from granting OppFi direct access to the banking system.
NCRC, Woodstock Institute and Rise Economy Oppose OppFi’s Proposed Merger With BNC Bank
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download July 29, 2026 Jennifer Ball, Deputy Regional DirectorKansas City Regional OfficeFederal Deposit Insurance Corporation1100 Walnut Street, Suite 2100Kansas City, MO 64106RE: App No. 20260654 Submitted via
Mobility Monitor: Expanding American Housing Supply Will Require Investment in Workforce Development
The 21st Century ROAD to Housing Act was recently passed into law without President Trump’s signature, marking the most significant federal legislative action on housing in over 20 years. Although the president refused to sign the bill into law without other strings attached, lawmakers’ interest in housing affordability appears solidified heading into the midterms. That
NCRC Submits Comment on Federal Reserve Proposal Regarding the Creation of Payment Accounts
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download July 27, 2026 Benjamin W. McDonoughSecretary, Board of GovernorsFederal Reserve System20th Street and Constitution Avenue, NWWashington, D.C. 20551Via: https://www.federalreserve.gov/apps/proposals/ RE: Proposed Revisions to the Federal Reserve Policy
Bank branch trends for 2026 (2nd quarter): Continued growth in the Southeast and Southwest metros
The nation’s bank branch network changed little compared with the first three months in the second quarter of 2026, with 261 openings and 248 closings. This is the third straight quarter of net gains in branches, something that we haven’t seen since 2009. It has been a long time since we could say bank branches
Video: The Data Behind the Lending Landscape – Why Engaging Regional Financial Institutions Matter
As federal budget cuts challenge affordable housing and community development efforts, this session explores how nonprofits can use data, partnerships and regional banks to move projects forward.
NCRC’s Comment On OCC Stablecoin Anti-Money Laundering Rulemaking
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download Jonathan V. GouldComptroller of the CurrencyOffice of the Comptroller of the Currency400 7th Street SWWashington, DC 20219 Via: Federal eRulemaking Portal – Regulations.gov Re: Office of Comptroller of
NCRC Opposes HR 6955: The Main Street Capital Access Act
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download July 21, 2026 The Honorable Hakeem Jeffries Democratic Leader U.S. House of Representatives Washington, DC 20515 The Honorable Katherine Clark Democratic Whip U.S. House
NCRC’s Comment on the FHFA’s Proposed Rulemaking on the Enterprise Duty to Serve (DTS) Underserved Markets
Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download July 23, 2026 Clinton Jones General Counsel Attention: Comments Enterprise Duty to Serve Underserved Markets RIN 2590–AB64 Federal Housing Finance Agency 400 Seventh Street