Testimony & Regulatory Comments

Testimony and comments from NCRC about pending legislation and regulatory issues.

NCRC, Rise Economy and 374 Organizations Submit Letter to OCC, FDIC Calling for CRA Comment Period Extension

By / / Testimony & Regulatory Comments / 4 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Download Complete the form to download the pdf: Download Travis Hill, ChairFederal Deposit Insurance Corporation (FDIC) 550 17th Street NWWashington, DC 20429Via email: comments@FDIC.gov Jonathan V. Gould, ComptrollerOffice of the Comptroller of the Currency (OCC) 400 7th St. SWWashington, DC 20219Via: https://regulations.gov/ Re: Community groups request an extension of the CRA comment periodRIN 3064-AG31, Docket ID OCC-2026-0694 Dear Chair Hill and Comptroller Gould,

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NCRC Submits Comment to FDIC on Bank Secrecy Act and Compliance Standards for FDIC-supervised Permitted Payment Stablecoin Issuers

By / / Testimony & Regulatory Comments / 6 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download August 3, 2026 Travis Hill, ChairmanFederal Deposit Insurance Corporation550 17th Street, NWWashington, DC 20429 Attn: Jennifer M. Jones, Deputy Executive Secretary<[Via: email to Comments@fdic.gov through FDIC Website at https://www.fdic.gov/federal-register-publications] RE:

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NCRC’s Comment on the FFIEC’s Proposed Revisions to the CAMELS Rating System

By / / Testimony & Regulatory Comments / 15 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download August 14, 2026 Federal Financial Institutions Examination Council (FFIEC)l. William Seidman Center3501 Fairfax DriveArlington, VA 22226-3550 Attn: Executive SecretarySubmitted through Regulations.gov RE: FFIEC Docket ID OCC-2026-0562

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NCRC, Woodstock Institute and Rise Economy Oppose OppFi’s Proposed Merger With BNC Bank

By / / Testimony & Regulatory Comments / 18 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download July 29, 2026 Jennifer Ball, Deputy Regional DirectorKansas City Regional OfficeFederal Deposit Insurance Corporation1100 Walnut Street, Suite 2100Kansas City, MO 64106RE: App No. 20260654 Submitted via

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NCRC Submits Comment on Federal Reserve Proposal Regarding the Creation of Payment Accounts

By / / Testimony & Regulatory Comments / 4 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download July 27, 2026 Benjamin W. McDonoughSecretary, Board of GovernorsFederal Reserve System20th Street and Constitution Avenue, NWWashington, D.C. 20551Via: https://www.federalreserve.gov/apps/proposals/ RE: Proposed Revisions to the Federal Reserve Policy

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NCRC’s Comment On OCC Stablecoin Anti-Money Laundering Rulemaking

By / / Testimony & Regulatory Comments / 11 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download Jonathan V. GouldComptroller of the CurrencyOffice of the Comptroller of the Currency400 7th Street SWWashington, DC 20219 Via: Federal eRulemaking Portal – Regulations.gov Re: Office of Comptroller of

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NCRC Opposes HR 6955: The Main Street Capital Access Act

By / / Testimony & Regulatory Comments / 10 minutes of reading

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download July 21, 2026 The Honorable Hakeem Jeffries Democratic Leader U.S. House of Representatives Washington, DC 20515 The Honorable Katherine Clark Democratic Whip U.S. House

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NCRC’s Comment on the FHFA’s Proposed Rulemaking on the Enterprise Duty to Serve (DTS) Underserved Markets

By / / Testimony & Regulatory Comments / 34 minutes of reading

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download July 23, 2026 Clinton Jones General Counsel Attention: Comments Enterprise Duty to Serve Underserved Markets RIN 2590–AB64 Federal Housing Finance Agency 400 Seventh Street

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NCRC Opposes Hancock Whitney acquisition of One Florida Bank Absent a Community Benefits Plan

By / / Testimony & Regulatory Comments / 9 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download June 30, 2026 Submitted Electronically Mark TaylorRegional DirectorFederal Deposit Insurance Corporation600 North Pearl Street, Suite 700Dallas, TX 75201Via Email: mtaylor@fdic.gov J. Mark LoveDeputy Regional DirectorFederal Deposit Insurance

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NCRC Testimony at House Financial Services Committee Hearing On Payments

By / / Testimony & Regulatory Comments / 9 minutes of reading

Today we are discussing many different avenues for nonbanks to gain access to the financial system, but our inquiry should start with the same basic question: when a nonbank receives access to the public banking and payments infrastructure, what responsibilities should come with that access?

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NCRC Analysis of the CFPB’s Section 1071 Rule of 2026

By / / Research, Testimony & Regulatory Comments / 19 minutes of reading

NCRC Analysis of the CFPB’s Section 1071 Rule of 2026 June 2026 Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download Analysis Josh Silver, Senior Fellow Introduction As part of the Dodd-Frank Wall Street Reform

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NCRC Comment On FDIC GENIUS Act Rulemaking

By / / Testimony & Regulatory Comments / 11 minutes of reading

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download June 9, 2026 [Via: email to Comments@fdic.gov through FDIC Website at https://www.fdic.gov/federal-register-publications)] Travis Hill, Chairman Federal Deposit Insurance Corporation 550 17th Street, NW Washington, DC 20429 Attn: Comments-

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NCRC Comment on Application of Kraken, a Crypto Exchange, for a National Trust Bank Charter

By / / Testimony & Regulatory Comments / 15 minutes of reading

  Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now   Complete the form to download the pdf: Download June 8, 2026 Jonathan V. Gould Comptroller of the Currency Office of the Comptroller of the Currency 400 7th St., SW Washington, DC 20219

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NCRC Opposes OCC’s Proposed Rule Concerning Public Welfare Investment Regulations and Federal Savings Associations Nondiscrimination Requirements

By / / Testimony & Regulatory Comments / 5 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download May 26, 2026 Adam CohenChief CounselOffice of the Comptroller of the Currency400 7th Street NW, Suite 3E-218Washington, DC 20219 Via: Federal eRulemaking Portal – Regulations.gov Re: Streamlining Regulations Concerning

NCRC Opposes OCC’s Proposed Rule Concerning Public Welfare Investment Regulations and Federal Savings Associations Nondiscrimination Requirements Read More »

NCRC Submits Letter to Treasury on GENIUS Act Stablecoin State and Federal Regulatory Frameworks

By / / Testimony & Regulatory Comments / 6 minutes of reading

Complete the form to download the pdf: Yes, send me updates by email about NCRC research, events and news. Download Now Complete the form to download the pdf: Download June 1, 2026 Scott BessentSecretary of the TreasuryU.S. Department of the Treasury1500 Pennsylvania Avenue, NWWashington, DC 20220 Via: Federal eRulemaking Portal – www.regulations.gov Re: GENIUS Act Broad-Based Principles

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