NCRC And Its Members Expand Fair Banking Options In Underserved Communities

Imagine relying solely on predatory payday lenders or prepaid debit cards to secure the funds needed to meet your daily expenses. This is the reality for the 5.6 million households in the United States without access to the financial services that a bank or credit union can provide to historically underserved communities.  Whether it’s an

Read More »

NCRC Announces Dates For The 2026 Just Economy Conference

The National Community Reinvestment Coalition (NCRC) will host the 2026 Just Economy Conference on April 13-14 in Washington, DC, with their members-only Hill Day occurring on April 15.  Mark your calendars now, because 2026 will be here before you know it. You do NOT want to miss the national event for community, policy, government, business

Read More »

NCRC’s Comment on New York’s Proposed State CRA Rules for Mortgage Companies

(Download) April 4th, 2025 VIA ELECTRONIC FILING Terry McMahon Via Email: terry.mcmahon@dfs.ny.gov RE: NCRC Comment on the New 3 NYCRR 120 – Compliance with Banking Law Section 28-bb Dear Mr. McMahon: The National Community Reinvestment Coalition (NCRC), a network of over 700 community organizations dedicated to creating a nation that not only promises but delivers opportunities

Read More »
2025 Conference main stage

Recap: Highlights from the 2025 Just Economy Conference

Nearly 1,200 community development leaders, practitioners, policymakers, industry professionals and NCRC members from across the nation gathered at the 2025 Just Economy Conference March 26-27 in Washington, DC. They made new connections and shared knowledge on fair lending practices, climate resilience efforts, housing equity work and many other topics. The conference main stage featured appearances

Read More »

A First Look at the Intersection of Mortgage Lending and Race in 2024

On March 31, 2025, the Consumer Financial Protection Bureau (CFPB) released the latest data on mortgage lending in the United States covering activity from 2024. This annual dataset is essential for advocates, regulators, policymakers at all levels and lenders who seek to understand lending trends and disparities. Despite political efforts to weaken the CFPB and

Read More »

NCRC Comment on FDIC Proposed Rescission of 2024 Merger Policy Statement

(Download) March 31, 2025 RE: Comment on RIN 3064–ZA45, Proposed Rescission of FDIC 2024 Statement of Policy on Bank Merger Transactions To Whom it May Concern: The National Community Reinvestment Coalition (NCRC) appreciates the opportunity to comment on the proposed rescission of the 2024 FDIC Statement of Policy on Bank Merger Transactions. We strenuously oppose

Read More »

NCRC and CDFI Members Urge Congress to Protect the CDFI Fund From Elimination

(Download) March 21, 2025 Senator Mark Warner Senator Mike Crapo Senator Thom Tillis, Chairman, Financial Institutions and Consumer Protection Senator Catherine Cortez Masto, Ranking Member, Financial Institutions and Consumer Protection Rep. Andy Barr, Chairman, Subcommittee on Financial Institutions Rep. Bill Foster, Ranking Member, Subcommittee on Financial Institutions Dear Senator Warner and Senator Crapo; Chairman Tillis

Read More »

Women Who Lead: The Heart and Strength of NCRC

At NCRC, we take immense pride in the incredible women who make our workplace stronger, smarter and more inspiring every day. Their intelligence, dedication and passion fuel our mission and shape the foundation of who we are. Having them as part of our team is both a privilege and a blessing. In addition to their

Read More »

Odds of Recession Rise While Tariffs Dampen Consumer Outlook: March 2025 Race, Jobs and the Economy Update

Analysis of Topline Figures in the March BLS Report In February, the economy added 151,000 jobs, while the unemployment rate ticked up to 4.1%.  Although the topline figures are relatively solid, especially considering the current tumultuous political climate, the report does contain some concerning red flags.  The government sector only added 11,000 jobs, while the

Read More »

NCRC Comment Letter in Opposition to Stellantis Bank USA Application for Deposit Insurance

March 15, 2025 Paul Worthing Regional Director San Francisco FDIC 25 Jessie Street at Ecker Square, Suite 2300 San Francisco, CA, 94105-2780 CRACommentCollector@FDIC.GOV Re: National Community Reinvestment Coalition Opposition to Federal Deposit Insurance Application for Stellantis Bank USA Director Worthing: We appreciate the opportunity to comment on Stellantis’ application for deposit insurance as part of

Read More »