NCRC

Just Economy Conference – May 10, 2021   Blockchain technology is one of the major disruptors in financial services. By decentralizing information in secure locations, using networks that can continuously validate data, blockchains can reduce operational costs and improve on many aspects of record keeping. Join this panel to learn from a regulator, a policymaker […]

Just Economy Conference – May 10, 2021   A just economy requires informed communities and trusted sources of news and information. But in communities across the nation, local journalism has collapsed. Commercial newspapers have been decimated by the migration of local advertising to national and global platforms, especially Google and Facebook. Between 2008 and 2019,

Just Economy Conference – May 10, 2021   Women entrepreneurs own more than 12 million businesses or 40% of all United States businesses, yet lack critical access to capital and the infrastructure needed to grow and build their businesses. The pandemic has highlighted these challenges, pointing out the funding discrepancies for women-owned small businesses. In

Just Economy Conference – May 10, 2021   Caregivers have long been the silent and undervalued backbone of the economy, providing nearly $500 billion in unpaid labor. COVID-19 has laid bare how essential caregiving is, and how inequitable supports for care are – caregivers are majority women, and care workers are majority women of color

Just Economy Conference – May 7, 2021   COVID-19 has underscored the lessons learned by many affected by natural disasters: communities and organizations remain unprepared and their response and recovery systems are in need of reform. As climate change continues to create more frequent and more devastating disasters, rural communities face unique challenges that require

Join this Just Economy session to hear an expansive conversation between a fair lending attorney, the head of a research organization studying the explainability and fairness of ML algorithms in credit underwriting, and the CEO of a consulting firm that provides AI-driven services to lenders.

Just Economy Conference, May 7, 2021   The biggest key to nonprofit growth and expansion is access to low-interest capital. Black-led nonprofits have additional hurdles in accessing the necessary capital to expand their mission. To help eliminate some of the barriers, Urban Land Conservancy (ULC), a Denver-based nonprofit organization dedicated to preserving, developing, stewarding and

Just Economy Conference – May 7, 2021   The number of Americans aged 62 and older using payday lending has tripled in the past five years with annual percentage rates as high as 372%. In response to this staggering figure and the desperation resulting from COVID-19 in 2020, HUD-approved housing and financial counseling agency, Empowering

Just Economy Conference – May 7, 2021   With the legalization of cannabis in more and more states nationwide, banks and other financial institutions are gearing up for potential massive involvement with the cannabis industry through the SAFE Banking Act. This, however, does not reverse the negative racial disparities of cannabis arrests and convictions, which

Just Economy Conference – May 7, 2021 Black, Latinx and Indigenous founders receive less than 10% of venture capital funding combined. One bright spot: entrepreneur support organizations (ESOs) like incubators and accelerators are playing an ever-growing role in supporting, funding and sustaining innovators of color. But these ESOs are chronically under-appreciated, under-supported, underestimated and underfunded.

Just Economy Conference – May 7, 2021   Older adults are entering into retirement with higher rates of financial security compared to previous generations. However, future generations of retirees are currently experiencing higher rates of economic insecurity due to growing economic inequities and the frequency of national crises that cause a volatile market. Also, as

Just Economy Conference – May 6, 2021 Entrepreneurs of color are driving U.S. small business formation, with a growth rate of ten times faster than that of U.S. small business overall. They generate $1.4 trillion in revenue and employ more than 7 million people helping to fuel the economy. They represent nearly 30% of all

Just Economy Conference – May 6, 2021   Few mainstream financial institutions have adequately or equitably met the needs of low-income, low-wealth and historically marginalized communities and many institutions have pricing models, structures or delivery methods that result in negative outcomes for underserved communities. But what is a fair price, interest rate, or fee? In

Attendees will leave the session with a toolkit of information on evaluating racial and ethnic representation in the workforce, what focus areas to advocate for in the realm of DEI initiatives, and equitable models for bank or foundation investments in communities of color.

Just Economy Conference – May 6, 2021 COVID-19 exacerbated the health and economic wealth gaps that we already knew persisted from decades of redlining and other discriminatory policies that have created hyper-segregated communities with concentrated poverty. Local governments were challenged with identifying revitalization strategies to address barriers to economic mobility with increased attention placed on