NCRC

Cannabis and a Just Economy

Just Economy Conference – May 7, 2021   With the legalization of cannabis in more and more states nationwide, banks and other financial institutions are gearing up for potential massive involvement with the cannabis industry through the SAFE Banking Act. This, however, does not reverse the negative racial disparities of cannabis arrests and convictions, which […]

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Why Philanthropy Needs to Support Leaders of BIPOC Startup Ecosystems

Just Economy Conference – May 7, 2021 Black, Latinx and Indigenous founders receive less than 10% of venture capital funding combined. One bright spot: entrepreneur support organizations (ESOs) like incubators and accelerators are playing an ever-growing role in supporting, funding and sustaining innovators of color. But these ESOs are chronically under-appreciated, under-supported, underestimated and underfunded.

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Promoting Economic Equality in Later Life Through Innovative Solutions and Programs

Just Economy Conference – May 7, 2021   Older adults are entering into retirement with higher rates of financial security compared to previous generations. However, future generations of retirees are currently experiencing higher rates of economic insecurity due to growing economic inequities and the frequency of national crises that cause a volatile market. Also, as

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Open for Business: The Critical Role of Bank and CDFI Partnerships in Reaching Diverse Communities

Just Economy Conference – May 6, 2021 Entrepreneurs of color are driving U.S. small business formation, with a growth rate of ten times faster than that of U.S. small business overall. They generate $1.4 trillion in revenue and employ more than 7 million people helping to fuel the economy. They represent nearly 30% of all

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Banking for Racial Justice Part 2: Products and Services for an Equitable World

Just Economy Conference – May 6, 2021   Few mainstream financial institutions have adequately or equitably met the needs of low-income, low-wealth and historically marginalized communities and many institutions have pricing models, structures or delivery methods that result in negative outcomes for underserved communities. But what is a fair price, interest rate, or fee? In

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Banking for Racial Economic Justice (Part I): Racial and Ethnic Representation and Investment Framework

Attendees will leave the session with a toolkit of information on evaluating racial and ethnic representation in the workforce, what focus areas to advocate for in the realm of DEI initiatives, and equitable models for bank or foundation investments in communities of color.

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Leading Through the Pandemic: How Local Governments are Dismantling Barriers to Economic Mobility

Just Economy Conference – May 6, 2021 COVID-19 exacerbated the health and economic wealth gaps that we already knew persisted from decades of redlining and other discriminatory policies that have created hyper-segregated communities with concentrated poverty. Local governments were challenged with identifying revitalization strategies to address barriers to economic mobility with increased attention placed on

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The Nuts And Bolts Of Community Single-Family Development: A Successful Approach To Acquisitions, Rehabs And Ground-Up

Just Economy Conference – May 6, 2021 Six years ago, NCRC established its GROWTH fund to focus on helping create homeownership opportunities for LMI persons or to help improve properties in LMI neighborhoods. As GROWTH has evolved, there are significant and important lessons to be learned from its work with municipalities, nonprofits and land banks.

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OCC Back On Track

Just Economy Conference – May 6, 2021 The Trump-appointed leadership of the Office of the Comptroller of the Currency (OCC) took a number of steps to weaken the Community Reinvestment Act, propagated high-cost lending through risky “rent-a-bank” arrangements, proposed a dangerous and ill-conceived “Fair Access” rule, and even attempted to redefine what is considered a

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A New Administration Brings Big Changes To HUD

Just Economy Conference – May 6, 2021   With newly appointed Secretary Marcia Fudge at the helm, the United States Department of Housing & Urban Development (HUD) has key goals to restore enforcement of the Fair Housing Act, COVID-19 response and recovery, and closing the homeownership gap. Attendees will meet newly appointed officials at HUD.

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Future Of Work And AI: Climate Change Of A Different Kind

Just Economy Conference – May 6, 2021 Are the alarms being sounded by community advocates about the profound impact of artificial intelligence (AI) on work, and is the potential for social unrest exaggerated or on point? Four million drivers may lose work when driverless vehicles are perfected and approved. Blockchain and AI innovations are threatening

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COVID-19, Public Health And Disinvestment

Just Economy Conference – May 5, 2021 Focused on the NCRC Redlining and COVID report, this panel discussion will incorporate speakers from NCRC as well as public health and community investment speakers to help the audience understand the relationship between health and investment. MODERATOR: Bruce Mitchell,Ph.D., Senior Research Analyst, NCRC SPEAKERS: Dr Helen Meier, Assistant Research Scientist,

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Immigration Reform- The Economic Imperative for Acting Now, and What Happens if We Don’t

Just Economy Conference – May 5, 2021   U.S. birth rates continue to decline, and are at their lowest rate in 35 years. In contrast, immigrant-related gains accounted for 55% of U.S. population growth between 1965 and 2015, and are expected to account for 88% through 2065. It is clear that native birth rates alone

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