NCRC

Just Economy Conference – May 7, 2021   The number of Americans aged 62 and older using payday lending has tripled in the past five years with annual percentage rates as high as 372%. In response to this staggering figure and the desperation resulting from COVID-19 in 2020, HUD-approved housing and financial counseling agency, Empowering […]

Just Economy Conference – May 7, 2021   With the legalization of cannabis in more and more states nationwide, banks and other financial institutions are gearing up for potential massive involvement with the cannabis industry through the SAFE Banking Act. This, however, does not reverse the negative racial disparities of cannabis arrests and convictions, which

Just Economy Conference – May 7, 2021 Black, Latinx and Indigenous founders receive less than 10% of venture capital funding combined. One bright spot: entrepreneur support organizations (ESOs) like incubators and accelerators are playing an ever-growing role in supporting, funding and sustaining innovators of color. But these ESOs are chronically under-appreciated, under-supported, underestimated and underfunded.

Just Economy Conference – May 7, 2021   Older adults are entering into retirement with higher rates of financial security compared to previous generations. However, future generations of retirees are currently experiencing higher rates of economic insecurity due to growing economic inequities and the frequency of national crises that cause a volatile market. Also, as

Just Economy Conference – May 6, 2021 Entrepreneurs of color are driving U.S. small business formation, with a growth rate of ten times faster than that of U.S. small business overall. They generate $1.4 trillion in revenue and employ more than 7 million people helping to fuel the economy. They represent nearly 30% of all

Just Economy Conference – May 6, 2021   Few mainstream financial institutions have adequately or equitably met the needs of low-income, low-wealth and historically marginalized communities and many institutions have pricing models, structures or delivery methods that result in negative outcomes for underserved communities. But what is a fair price, interest rate, or fee? In

Attendees will leave the session with a toolkit of information on evaluating racial and ethnic representation in the workforce, what focus areas to advocate for in the realm of DEI initiatives, and equitable models for bank or foundation investments in communities of color.

Just Economy Conference – May 6, 2021 COVID-19 exacerbated the health and economic wealth gaps that we already knew persisted from decades of redlining and other discriminatory policies that have created hyper-segregated communities with concentrated poverty. Local governments were challenged with identifying revitalization strategies to address barriers to economic mobility with increased attention placed on

Just Economy Conference – May 6, 2021 The Trump-appointed leadership of the Office of the Comptroller of the Currency (OCC) took a number of steps to weaken the Community Reinvestment Act, propagated high-cost lending through risky “rent-a-bank” arrangements, proposed a dangerous and ill-conceived “Fair Access” rule, and even attempted to redefine what is considered a

Just Economy Conference – May 6, 2021   With newly appointed Secretary Marcia Fudge at the helm, the United States Department of Housing & Urban Development (HUD) has key goals to restore enforcement of the Fair Housing Act, COVID-19 response and recovery, and closing the homeownership gap. Attendees will meet newly appointed officials at HUD.

Just Economy Conference – May 6, 2021 Are the alarms being sounded by community advocates about the profound impact of artificial intelligence (AI) on work, and is the potential for social unrest exaggerated or on point? Four million drivers may lose work when driverless vehicles are perfected and approved. Blockchain and AI innovations are threatening

Just Economy Conference – May 5, 2021 Focused on the NCRC Redlining and COVID report, this panel discussion will incorporate speakers from NCRC as well as public health and community investment speakers to help the audience understand the relationship between health and investment. MODERATOR: Bruce Mitchell,Ph.D., Senior Research Analyst, NCRC SPEAKERS: Dr Helen Meier, Assistant Research Scientist,

Just Economy Conference – May 5, 2021   U.S. birth rates continue to decline, and are at their lowest rate in 35 years. In contrast, immigrant-related gains accounted for 55% of U.S. population growth between 1965 and 2015, and are expected to account for 88% through 2065. It is clear that native birth rates alone

Just Economy Conference – May 5, 2021   Come hear a short presentation by long-time NCRC staffer Josh Silver who has protected and advanced CRA from when they were a young adult to now at middle age (more than 20 years!). The 20-minute talk will capture the major technical but vital CRA reform elements ranging