NCRC

Myths and Facts: A review of Otting testimony on proposed changes to the Community Reinvestment Act

The Comptroller of the Currency, Joseph M. Otting, submitted testimony in advance of his appearance before the House Financial Services Committee on Jan. 29, 2020. His testimony cited and challenged NCRC’s analysis of a proposal to overhaul rules that enforce the Community Reinvestment Act. This is NCRC’s response to Otting’s testimony.

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Sara Oros

Program Coordinator, Fair Housing/Fair Lending soros@ncrc.org 202-393-8308 Sara Oros is the Fair Housing/Fair Lending Program Coordinator at NCRC. Sara attended Gannon University in Erie, Pennsylvania, where she graduated magna cum laude with a degree in Political Science and a focus in business administration. Prior to this role, she was a communications and development intern at NCRC. She

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Washington City Paper: Causes of Death: Why Is DC’s Homicide Count Rising Again?

D.C. is the most gentrified city in the United States, according to a study by the National Community Reinvestment Coalition released in 2019. This is to say, about 40 percent of the city’s low-income neighborhoods experienced gentrification between 2000 and 2013. The study defines gentrification as “an influx of investment and changes to the built environment lead[ing] to rising home values, family incomes and educational levels of residents.” 

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Next City: A Tale of Two Community Reinvestment Act Proposals

“One thing everyone was consistent on was this dollar volume metric was a bad idea,” says Jesse Van Tol, CEO of the National Community Reinvestment Coalition. “Nonetheless the OCC has pressed forward with something that adds some bells and whistles to the one metric, but ends up as still fundamentally the driving force behind the grading scheme.”

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Next City: Unpacking the Proposed Changes to the Community Reinvestment Act

On Wednesday, January 29, join Oscar Perry Abello, Next City’s senior economics correspondent, as he leads a virtual panel discussion on the purpose of the Community Reinvestment Act (CRA), how a new proposal could negatively impact low- and moderate-income individuals, and equitable ways in which the act can be improved.

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American Banker: Regulators Aren’t Only Ones at Odds Over CRA Reform

“The proposed changes are substantial, dilutive and would weaken the effectiveness of the law,” said Gerron Levi, policy director of the National Community Reinvestment Coalition. “I can say, without equivocation, the winners would be the nation’s largest banks and the losers would be low- and moderate-income and underserved borrowers and communities.”

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