The Wright State Guardian, September 26, 2024, Rising Rent And Dorm Prices In Dayton There is no doubt rent prices are increasing for Generation Z. The National Community Reinvestment Coalition says, “On average, the study found, Gen Z-ers — born between 1994 and 2000 — will spend about $145,000 on rent by their 30th birthdays, […]
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American Banker, September 30, 2024, Consumer Advocate, Fintechs Urge CFPB, FHFA To Adopt AI Guidance The National Community Reinvestment Coalition and four fintech companies are urging the Consumer Financial Protection Bureau and the Federal Housing Finance Agency to provide guidance on the use of machine learning and artificial intelligence in lending, which they claim would
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GBH, July 29, 2024, To Build Housing, Boston Gives Away Land Black And Brown Families Once Owned City officials say they are providing subsidies to mostly small, local and minority-owned builders to build income-restricted housing on these vacant lots. The builders will be required to employ Boston residents for the construction and make the units
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The Washington Post, July 26, 2024, How Kamala Harris Is Tackling Medical Debt — With Roy Cooper’s Help While a record number of Americans now have health insurance, patient advocates warn that medical debt continues to be a source of financial distress. “Our estimates are that for someone in the U.S. who gets a new
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Consumer Financial Protection Bureau, June 26, 2024, Fair Lending Report Of The Consumer Financial Protection Bureau 2023 In 2023, the CFPB announced public enforcement actions against two repeat offenders for reporting false, erroneous, or incorrect HMDA data: Freedom Mortgage Corporation (Freedom Mortgage) and Bank of America, N.A. The CFPB will continue to monitor the rate
Wall Street Journal, July 25, 2024, What Gives Poor Kids A Shot at Better Lives? Economists Find An Unexpected Answer For all our divisions, Americans have been united by a singular obsession: How can we have a better life? Economists call this economic mobility—the ability to move up the income ladder and make it to
American Prospect, July 26, 2024, The Corporate Wishcasting Attack On Lina Khan With all of that influence, Hoffman feels that gives him the right to dictate a potential future president’s regulatory policy. Sen. Bernie Sanders (I-VT) said plainly that it’s “unacceptable” for a donor to use money to influence Harris’s personnel decisions. I probably don’t have to recount
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NBC Bay Area, July 16, 2024, Oakland Opens 100% Affordable Housing Complex Officials in Oakland on Tuesday celebrated the opening of a 100% affordable housing project designed for low-income and formerly incarcerated residents. The apartment complex at 1670 Seventh St., called The Black Panther, will house ground-floor businesses, with the upper levels consisting of homes
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Deseret News, July 29, 2024, Housing Market Sees Lower Costs, But Buyer Hesitancy Remains The country’s housing shortage took a hard hit in 2022, rising to a 4.5 million deficit. According to Zillow, “2023 was the strongest year for U.S. home completions since 2007, but 1.4 million additional homes aren’t enough to make a meaningful dent
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Roosevelt Institute, August 1, 2024, The End Of Banking History? Finishing The Unfinished Business Of Financial Reform These are not the only items on the financial reform agenda. The Dodd-Frank Wall Street Reform and Consumer Protection (Dodd-Frank) Act contained more than 300 provisions that either expressly required or permitted agency rulemaking (Copeland 2010). As of
wbur, Judge Approves Carney, August 1, 2024, Nashoba Valley Closures As Steward Crisis Deepens Massachusetts officials have admonished the real estate firms for blocking deals on Steward’s hospitals by trying to extract as much money as they can from the process. “The infighting, this brinkmanship … has led us to the place where we are
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AP News, August 8, 2024, Trump And Harris Agreed To Debate On Sept. 10: Highlights From Trump’s News Conference Former President Donald Trump held a news conference Thursday at Mar-a-Lago, in which he recommitted to debating Vice President Kamala Harris and taunted her. ABC News has confirmed that both the Harris and Trump campaigns have
Washington Post, August 5, 2024, More Americans Are Moving Into Flood And Fire Hot Spots Drawing on data from the Census Bureau and the First Street Foundation, a nonprofit that assesses climate risk, the Redfin analysis showed that the counties most exposed to floods and fires gained more population than they lost between July 2022
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Consumer Financial Protection Bureau, August 7, 2024, CFPB Report Finds Lenders Cramming Markup Fees And Confusing Terms Into Solar Energy Loans In conjunction with today’s report, the CFPB released a consumer advisory warning homeowners of the risky practices in the solar lending market and sharing advice for borrowers who encounter illegal activity. The U.S. Department of the
The Conversation, August 5, 2024, Racism And Discrimination Lead To Faster Aging Through Brain Network Changes, New Study Finds In our study of Black women, we found that more frequent racial discrimination was linked to more connectivity between two key regions. One, called the locus coeruleus, is a deep brain region that activates the stress response, promoting
