Analysis and points of view on research, trends, issues, ideas and opportunities.
One out of every five banks in the United States stand to receive a reduction in Community Reinvestment Act obligations. Where will that change be felt?
MAP: Here’s Where Changes To CRA Asset Thresholds Will Undermine Community Reinvestment Read More »
What does the historic overhaul of Community Reinvestment Act regulations mean for health institutions?
What’s in the Community Reinvestment Act Notice of Proposed Rulemaking on Healthcare? Read More »
The National Community Reinvestment Coalition (NCRC) and a majority of its Innovation Council for Financial Inclusion (IC) called on the Consumer Financial Protection Bureau (CFPB) to clarify how lenders can request and use customer demographic data including race. Such clarity would help lenders to self-test for fair lending by soliciting such data. Federal fair lending
NCRC, Innovation Council Call For CFPB To Clarify Lender Demographic Data Guidance Read More »
Why is there a fog around LGBTQ+ demographic data? We asked our experts.
Q&A: Why Is Data On LGBTQ+ Communities Lost In A Fog? Read More »
Here are some highlights of what you might have missed at the 2022 Just Economy Conference!
ROUNDUP: 2022 Just Economy Conference Highlights Read More »
Supreme Court Justice Samual Alito’s leaked opinion indicated that Roe v. Wade is about to be overturned, and with it the broader progress America has made on women’s health and wealth.Â
Overturning Roe and the increased economic hardship to come Read More »
The recently-proposed overhaul of Community Reinvestment Act rules has some promising aspects and some rough edges, our initial analysis finds.
Initial Analysis of the CRA Notice of Proposed Rulemaking Read More »
A new report from the Consumer Financial Protection Bureau details the current state of rural banking and the economic challenges facing those regions.
The Stark Banking Challenges Facing Rural Communities Read More »
A keynote speech by NCRC Senior Advisor Josh Silver at the annual conference of Building Alabama Reinvestment.
Combating Racism and Inequality in America with Democratic Ideals and Advocacy Read More »
My immigrant parents are still running the small-town corner store they bought half a century ago. I’m left to pick up the shattered pieces of their dream.
Wealth And Opportunity Divides Haunt Immigrant Families For Generations Read More »
Media coverage of the first Black crypto millionaire is meant to show anyone can do it. But upon further exploration, it shows the opposite.
Don’t Bet On Cryptocurrency Curing The Racial Wealth Divide Read More »
The toxic chemical industry has engulfed entire residential areas of Baltimore. But in the long-suffering neighborhood of Curtis Bay, the local community is fighting back.
An informal survey of exams conducted in the last year identifies some areas with a glaring need for reform – and offers hints at what effective change might look like.
Recent CRA Exams Offer Hints For How To Improve Bank Accountability To Communities Read More »
Early data on pandemic-era lending by the SBA suggests the agency may have chosen a different path from the one it took during the Great Recession.
he CFPB’s announcement is a good step in rooting out discriminatory practices that have evaded exposure either through good compliance practices or enforcement because they were adjacent to the credit or housing markets. Not any more.
