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Closing the Racial Wealth Divide: A Plan to Boost Black Homeownership

By Dedrick Asante-Muhammad and Joshua Devine / September 30, 2021 / Views / 7 minutes of reading

This article was co-produced and co-published with the Nonprofit Quarterly. The United States is a country built on the genocide and taking of land of Indigenous peoples, as well as turning enslaved Africans into the private wealth of White citizens. This has created a nation whose riches are highly concentrated among White Americans. Even after landmark […]

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COVID Creative Placemaking

By Karen Kali / September 23, 2021 / Field Notes, Views / 3 minutes of reading

of this national health crisis will take longer than initially expected. Utilizing art to process loss, explore themes of inequity in health and advocate for a more just society has a much-needed place in the creativity and function of community.

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Business Structure of Small Businesses May Matter More Than We Knew

By Anneliese Lederer / September 15, 2021 / Views / 5 minutes of reading

The Paycheck Protection Program (PPP) was a small business lending program created by Congress in 2020 to provide loans to save businesses from the economic impacts of the COVID-19 pandemic. There were two characteristics of this program that made it unique. First, a PPP loan could convert to a forgivable grant if the business spent

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The FDIC Should Prevent Rakuten From Getting A Banking Charter

By Adam Rust / August 27, 2021 / Views / 12 minutes of reading

If the Federal Deposit Insurance Corporation (FDIC) approves Rakuten Bank America’s application for an industrial loan company (ILC) charter, it would trigger a cascading series of problems that would add risk to our banking system at a time when all federal agencies should focus on reorienting the country toward an equitable recovery and a just

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Language Barriers and Healthcare

By Emily Orminski / August 9, 2021 / Views / 4 minutes of reading

The number of non-English-speaking US residents rises each year, contributing to a growing problem of miscommunication and understanding. While language barriers are faced practically everywhere, they are especially prevalent and can have dangerous and even fatal consequences in the healthcare sector.

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Sleep is a cyclical inequity for those in poverty

By Emily Orminski / August 5, 2021 / Views / 4 minutes of reading

As with many other issues which cause financial and health disparities for those who are low-income, the sleep gap is cyclical, and until it is solved it will continue to wreak havoc on the wellbeing of financially disadvantaged minorities and communities.

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Undoing Structural Racism: The Need for Systemic Change in Housing Policy

By Josh Silver / August 4, 2021 / Views / 13 minutes of reading

A systemic approach is needed if decades of systemic racism in housing is to be successfully combated, according to the authors of a new compendium of essays published by the Poverty and Race Research Action Council (PRRAC).

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Age-Friendly Banking and the First Citizens Bank Community Benefits Agreement

By Emily Orminski / July 21, 2021 / Views / 3 minutes of reading

With a growing elderly population, projected to nearly double from 52 million to 95 million in the next 40 years, age-friendly banking is more important than ever.

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Health Practitioners and Advocates Provide CRA Comments on Fed’s ANPR

By Emily Orminski / July 7, 2021 / Views / 4 minutes of reading

Wealth equity is intrinsically tied to health equity. Hospitals and health systems are stepping into the community development arena more frequently as there are many opportunities for them to partner with banks and other financial institutions to reduce economic disparities that could reduce health disparities.

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Your Zip Code is More Important than Your Genetic Code

By Emily Orminski / June 30, 2021 / Views / 4 minutes of reading

Where you live is one of the most significant components of overall health outcomes and life expectancy. Up to 60% of your health is determined solely by your zip code.

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Celebrating Juneteenth amid racial inequality

By Sabrina Terry and Dedrick Asante-Muhammad / June 17, 2021 / Views / 4 minutes of reading

On Juneteenth, June 19, we celebrate and reflect on the end of slavery in the U.S. Juneteenth also reminds us to be critical of how progress is measured.

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Sexual harassment and domestic violence threaten fair access to housing

By Sara Oros / June 10, 2021 / Views / 3 minutes of reading

Housing discrimination and sexual harassment often overlap and create additional barriers for women in accessing and maintaining safe and affordable housing.

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Introducing the Just Economy Pledge

By Andrew Nachison / June 3, 2021 / Views / 3 minutes of reading

America should not only promise but deliver to all Americans opportunities to build wealth and live well. The Just Economy Pledge is a starting point.

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The Tulsa Race Massacre: A Reminder of the Ongoing Fight for Black Wealth Equality

By Sabrina Terry / June 1, 2021 / Views / 3 minutes of reading

While Greenwood (aka the Black Wall Street) was literally set to flames in 1921, the veiled injustices that Black small businesses fight today are equally cruel and threaten not only the economic well being of Black people but the culture and history of Black neighborhoods.

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House Financial Services Committee moves to strengthen fair lending enforcement

By Tom Feltner / May 18, 2021 / Views / 1 minute of reading

NCRC would like to thank Subcommittee Chair Al Green and Chair Maxine Waters for their leadership on this issue and urges the passage of this important legislation without delay.

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