Community Reinvestment Act Organizing

The Community Reinvestment Act (CRA) is a law that requires banks to serve the credit needs of communities where they are chartered, including low- and moderate-income communities. The law promotes neighborhood revitalization and equity building by creating access to responsible homeownership opportunities, basic banking services and capital for small businesses. The CRA also calls on banks to support affordable housing, small business development, social services and neighborhood stabilization in low- and moderate-income communities. Since its inception, advocates have used the CRA to secure trillions of reinvestment dollars for underserved communities.
NCRC is a leader in many of these campaigns. We conduct research, and offer crucial support to our members. Here are a few of our recent accomplishments:

The Community Reinvestment Act (CRA) is a law that requires banks to serve the credit needs of communities where they are chartered, including low- and moderate-income communities. The law promotes neighborhood revitalization and equity building by creating access to responsible homeownership opportunities, basic banking services and capital for small businesses. The CRA also calls on banks to support affordable housing, small business development, social services and neighborhood stabilization in low- and moderate-income communities. Since its inception, advocates have used the CRA to secure trillions of reinvestment dollars for underserved communities. 

NCRC is a leader in many of these campaigns. We conduct research, and offer crucial support to our members. Here are a few of our recent accomplishments:

 

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