Unveiling Challenges in Fair Lending: Navigating the 2025 Landscape

Instructor: Leigh Lester 

Course Description:

 This engaging 90-minute webinar is designed to equip housing counselors with essential knowledge and practical tools to navigate the evolving landscape of fair lending in 2025. Join us for an in-depth look at key regulatory changes, common discriminatory lending practices, and actionable strategies to better support clients in the homebuying process.

Key topics include:

Dive into TRID requirements, including Loan Estimates and Closing Disclosures, and how to spot red flags.

Gain insight into the recent updates to the Truth in Lending Act (TILA) and its impact on borrower protections.

Understand the Equal Credit Opportunity Act (ECOA) and how to identify and address violations such as redlining and appraisal bias.

Explore tools like Reconsideration of Value (ROV) and CFPB complaint filing processes to advocate for clients effectively.

Learn about Special Purpose Credit Programs (SPCPs) and how to help clients access race-neutral lending opportunities.