NCRC

NCRC comment letter on FHFA affordable housing goals

By / / Testimony & Regulatory Comments / 13 minutes of reading

(Download) October 25, 2021 Clinton Jones, General Counsel Attention: Comments/RIN 2590-AB12, Affordable Housing Goals Federal Housing Finance Agency Dear Mr. Jones: The National Community Reinvestment Coalition (NCRC), an association of more than 600 community-based organizations seeking to increase access to credit and capital for traditionally underserved communities, appreciates the opportunity to comment on the proposed […]

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NCRC comment on FHFA equitable housing finance plans

By / / Testimony & Regulatory Comments / 19 minutes of reading

(Download) October 25, 2021 Clinton Jones, General Counsel Attention: Comments/RFI, Equitable Housing Finance Plans Federal Housing Finance Agency Dear Mr. Jones: The National Community Reinvestment Coalition (NCRC), an association of more than 600 community-based organizations seeking to increase access to credit and capital for traditionally underserved communities, appreciates the opportunity to comment on the preparation

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Joint Comment on Application of First Mid Bancshares to acquire Delta Bancshares Company and Jefferson Bank and Trust

By / / Testimony & Regulatory Comments / 14 minutes of reading

October 18, 2021 Colette A. FriedAssistant Vice PresidentFederal Reserve Bank of Chicago230 South LaSalle StreetChicago, IL 60604 Via comments.applications@chi.frb.org RE: Comment on Application of First Mid Bancshares to acquire Delta Bancshares Company and Jefferson Bank and Trust Dear Ms. Fried: The St. Louis Equal Housing and Community Reinvestment Alliance (SLEHCRA) and the National Community Reinvestment

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NCRC Submits Comment on Interagency Proposal for the Regulation of Partnerships between Banks and Fintechs

By / / Testimony & Regulatory Comments / 27 minutes of reading

October 18, 2021 Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue, NW Washington, DC 20551. Federal Reserve Docket OP-1752 James P. Sheesley, Assistant Executive Secretary Attention: Comments-RIN 3064-ZA26, Legal ESS Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429. Chief Counsel’s Office Attention: Comment

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To Preserve Pre-COVID Economic Growth For Latino Americans, Eliminating Racial Economic Inequality Must Be A Priority Of Post-COVID Recovery

By / / Views / 3 minutes of reading

In honor of Latino Heritage Month, this is one in a series of NCRC snapshots and infographics exploring racial economic and wealth disparities and the economic conditions of various Latino nationalities. The Latino population has experienced record population growth, accounting for about half of total population growth from 2010 to 2019. This growth corresponds with

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NCRC Joint Membership with BAR

By / / NCRC Programs / 4 minutes of reading

joint membership Two Great Things that Go Great Together National Community Reinvestment Coalition (NCRC) and Building Alabama Reinvestment (BAR) members are eligible for two memberships for one low price. Become a member of both organizations and enhance your knowledge and power to create and support sustainable solutions for economic justice in your neighborhood and across the country. 

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Making CRA Relevant for a Changing Financial Services Industry

By / / Research / 27 minutes of reading

This paper examines shifts in the market share of banks and nonbank financial institutions in important product markets. Banks are covered by the Community Reinvestment Act (CRA) which requires them to serve all communities, including low- and moderate-income (LMI) ones. Nonbanks, in contrast, do not have this obligation.

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Civil Rights, Consumer Protection, and Housing Policy Organizations Applaud Senator Raphael Warnock’s Introduction of the $100 Billion Downpayment Toward Equity Act, Call for Its Immediate Passage

By / / Press Releases / 4 minutes of reading

(Washington, D.C.) — Following Senator Raphael Warnock’s (D-GA) introduction of the Senate companion to the Downpayment Toward Equity Act, which would allocate $100 billion in funding for first-time homebuyers, the National Fair Housing Alliance, the National Coalition for Asian Pacific American Community Development, the National Urban League, the National Community Reinvestment Coalition, the Center for Responsible Lending, UnidosUS, and the Leadership Conference on Civil and Human

Civil Rights, Consumer Protection, and Housing Policy Organizations Applaud Senator Raphael Warnock’s Introduction of the $100 Billion Downpayment Toward Equity Act, Call for Its Immediate Passage Read More »

The Injustice of Redlining

By / / Research / 2 minutes of reading

The Injustice of Redlining For decades, starting at least in the 1930’s, low-income and minority communities were intentionally cut off from lending and investment through a system known today as redlining. Today, those same neighborhoods suffer not only from reduced wealth and greater poverty, but from lower life expectancy and higher incidence of chronic diseases.

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Social Determinants of Health Caucus – Request for Information Letter

By / / Testimony & Regulatory Comments / 19 minutes of reading

(Download) Attn SDOH Caucus Co-Chairs: Congresswoman Cheri Bustos Congressman G.K. Butterfield Congressman Tom Cole Congressman Markwayne Mullin RE: Social Determinants of Health Caucus – Request for Information Dear Members of Congress: Please accept this response to the Request for Information from the Congressional Caucus on Social Determinants of Health, on behalf of the National Community

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Adding Robust Consideration of Race to Community Reinvestment Act Regulations: An Essential and Constitutional Proposal

By / / Research / 124 minutes of reading

It is time for regulators to incorporate an explicit focus on race in core CRA regulations and examination procedures. This should and can be done in a manner that complements, and does not in any way supplant, the longstanding focus on LMI.

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