NCRC

Social Determinants of Health Caucus – Request for Information Letter

By / / Testimony & Regulatory Comments / 19 minutes of reading

(Download) Attn SDOH Caucus Co-Chairs: Congresswoman Cheri Bustos Congressman G.K. Butterfield Congressman Tom Cole Congressman Markwayne Mullin RE: Social Determinants of Health Caucus – Request for Information Dear Members of Congress: Please accept this response to the Request for Information from the Congressional Caucus on Social Determinants of Health, on behalf of the National Community […]

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Adding Robust Consideration of Race to Community Reinvestment Act Regulations: An Essential and Constitutional Proposal

By / / Research / 124 minutes of reading

It is time for regulators to incorporate an explicit focus on race in core CRA regulations and examination procedures. This should and can be done in a manner that complements, and does not in any way supplant, the longstanding focus on LMI.

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Business Structure may have been a Barrier to the Paycheck Protection Program and Access to Credit

By / / Research / 13 minutes of reading

From October 23, 2020, to December 29, 2020, the National Community Reinvestment Coalition (NCRC) surveyed small business owners in nine Metropolitan Statistical Areas (MSA). The data collected in the survey provided insight into accessing capital for small businesses as this program had fewer entry barriers than traditional loan products.

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Business Structure of Small Businesses May Matter More Than We Knew

By / / Views / 5 minutes of reading

The Paycheck Protection Program (PPP) was a small business lending program created by Congress in 2020 to provide loans to save businesses from the economic impacts of the COVID-19 pandemic. There were two characteristics of this program that made it unique. First, a PPP loan could convert to a forgivable grant if the business spent

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Fact Sheet on Section 1071 Small Business Loan Data

By / / Policy / 12 minutes of reading

What is Section 1071 Data? The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 included Section 1071, which[1] mandated the collection and dissemination of data on applicants for loans to small businesses and women- and minority-owned firms. The Consumer Financial Protection Bureau (CFPB) was designated to collect the data. The statutory purpose of

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The FDIC Should Prevent Rakuten From Getting A Banking Charter

By / / Views / 12 minutes of reading

If the Federal Deposit Insurance Corporation (FDIC) approves Rakuten Bank America’s application for an industrial loan company (ILC) charter, it would trigger a cascading series of problems that would add risk to our banking system at a time when all federal agencies should focus on reorienting the country toward an equitable recovery and a just

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NCRC, CRL, and NCLC File Joint Letter Opposing Acquisition of Liberty Bank

By / / Testimony & Regulatory Comments / 10 minutes of reading

(Download) August 24, 2021 Janet Kincaid Deputy Regional Director Federal Deposit Insurance Corporation 25 Jessie Street at Ecker Square Suite 2300 San Francisco, CA 94105 RE: Change in Control, KMD Partners, LLC to acquire Liberty Bank, Inc. Dear Ms. Kincaid: We ask the FDIC not to approve the application from KMD Partners, LLC to acquire

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NCRC Comment on HUD’s Proposed Disparate Impact Rule

By / / Testimony & Regulatory Comments / 11 minutes of reading

(Download) August 24, 2021 Office of General Counsel Rules Docket Clerk Department of Housing and Urban Development 451 Seventh Street SW, Room 10276 Washington, D.C. 20410-0001 Re: Docket No. HUD-2021-0033 FR-6251-P-01 Reinstatement of Discriminatory Effects Standard Dear Assistant Secretary Worden: The National Community Reinvestment Coalition (NCRC) and the undersigned organizations would like to applaud the

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NCRC Joint Membership with PCRG

By / / NCRC Programs / 4 minutes of reading

joint membership DISCOUNT Two Great Things that Go Great Together National Community Reinvestment Coalition (NCRC) and Pittsburgh Community Reinvestment Group (PCRG) members are eligible for a joint membership discount.  Become a member of both organizations and enhance your knowledge and power to create and support sustainable solutions for economic justice in your neighborhood and across

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Letter of support for Dave Uejio as Assistant Secretary for Fair Housing and Equal Opportunity, Department of Housing and Urban Development

By / / Policy, Testimony & Regulatory Comments / 3 minutes of reading

August 4, 2021 The Honorable Sherrod Brown Chair, U.S. Senate Committee on Banking, Housing, and Urban Affairs 534 Dirksen Senate Office Building Washington, DC 20510 The Honorable Pat Toomey Ranking Member, U.S. Senate Committee on Banking, Housing, and Urban Affairs 534 Dirksen Senate Office Building Washington, DC 20510 Re: Letter of support for Dave Uejio as Assistant

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Comment to FHFA on the Fannie Mae and Freddie Mac 2022-2024 Underserved Market Plans

By / / Policy, Testimony & Regulatory Comments / 15 minutes of reading

(Download) July 16, 2021 Marcea Barringer, Senior Policy Analyst Federal Housing Finance Agency, Eighth Floor 400 Seventh Street, S.W. Washington, D.C. 20219 Attention: Duty to Serve 2022-2024 RFI Dear Ms. Barringer, The National Community Reinvestment Coalition (NCRC) appreciates the opportunity to publicly comment on the Federal Housing Finance Agency’s (FHFA) request for input on the Fannie Mae

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In Philadelphia, over 21,500 evictions were avoided during the pandemic, mostly in Black and Hispanic communities. Will evictions soar as the moratorium ends?

By / / Research / 5 minutes of reading

The COVID-19 pause in evictions for unpaid rent is about to end. New analysis and a map from NCRC shows which neighborhoods in Philadelphia face the greatest risk for new evictions.

In Philadelphia, over 21,500 evictions were avoided during the pandemic, mostly in Black and Hispanic communities. Will evictions soar as the moratorium ends? Read More »

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