The report revealed dramatic differences in the costs and lending patterns for different subgroups of Hispanic borrowers, such as Cuban, Mexican and Puerto Rican borrowers. It also found that most Latino borrowers get their mortgages from non-bank mortgage companies and not from banks
Hispanic Mortgage Lending 2019 Analysis Read More »
Even after troubling findings from previous mystery shopper tests were published and in the news, financial institutions continued to create barriers for minorities and women business owners to access PPP loans.
Lending Discrimination During Covid-19: Black and Hispanic Women-Owned Businesses Read More »
COVID-19 Small Business Resource The coronavirus has quickly spread into a global pandemic. Governments have taken drastic measures to encourage social distancing. Along with anxieties about contracting and spreading disease, millions of people who were already struggling or living paycheck-to-paycheck face new uncertainties about their financial security. Many organizations and governments have responded with resources
COVID-19 Small Business Resource Read More »
Although active employment rates in North Carolina’s small businesses dropped broadly during the first six months of the COVID-19 pandemic, by the end of August the rate had returned to pre-COVID levels for White entrepreneurs, but was still down by 62% for Black business owners, a new study shows. The study, from the National Community
As you know, historic redlining continues to negatively impact low-income and minority communities today. How does that legacy of structural racism impact population health and COVID-19 vulnerability?
Just Economy Session – Redlining and Neighborhood Health Read More »
(Download) October 13, 2020 Alfred M. Pollard, General Counsel, Attention: Comments/ RIN 2590–AB04 Federal Housing Finance Agency, Eighth Floor 400 Seventh Street, S.W. Washington, D.C. 20219 Dear Mr. Pollard: The National Community Reinvestment Coalition (NCRC) thanks you for the opportunity to publicly comment on the Federal Housing Finance Agency’s (FHFA) proposal to extend the 2018-2020
NCRC Comment Letter on the FHFA’s 2021 Affordable Housing Goals Proposed Rule Read More »
Racial and Ethnic Representation and Investment Framework A Research Report and Recommendations for Beneficial State Foundation — OVERVIEW Key steps to improve a bank’s racial and ethnic demographics within their internal workforce, and methods to improve a commitment to diversity, equity and inclusion. — Key Takeaways Although African Americans comprise over 13% of the national
Racial and Ethnic Representation and Investment Framework Read More »
Invest in Health and Wealth: Stabilizing Underserved Communities While Fighting a Pandemic October 13-15 • 9:00 AM-11:30 AM (ET) Health & Wealth This three-day virtual event (Tuesday, October 13 through Thursday, October 15 from 9:00 AM-11:30 AM each day) will bring together community leaders, financial institutions, health care leaders, advocacy groups and public officials to
(Download) October 16, 2020 To Whom it May Concern: The National Community Reinvestment Coalition (NCRC) appreciates the opportunity to comment on the Department of Justice’s (DOJ’s) merger review analysis. NCRC is an association of community-based organizations whose mission is to increase access to credit and capital in traditionally underserved communities. Our members are actively involved
NCRC comments on DOJ merger review guidelines Read More »
Kelsey Lyles, Health Equity Policy Lead, The Greenlining Institute Kelsey Lyles Program Manager, Health Equity, The Greenlining Institute As Health Equity Program Manager, Kelsey Lyles leads the Health Equity team’s workforce equity and inclusion advocacy efforts. Growing up in Chicago, she felt a strong commitment to social justice at a young age. Kelsey has extensive
The federal response to the COVID-19 pandemic has brought renewed national attention to the idea of a guaranteed income as a potential game-changing approach to tackle the nation’s deep economic inequality.
Just Economy Session – Mayors for a Guaranteed Income Read More »
Marceline White, Executive Director, Maryland Consumer Rights Coalition Marceline White Executive Director, Maryland Consumer Rights Coalition Marceline serves as the Executive Director of the Maryland Consumer Rights Coalition where she leads the coalition of 8,500 supporters in promoting economic justice and financial inclusion throughout Maryland. Marceline currently co-chairs the Consumer Protection Committee of Attorney General
Baltimore: The Black Butterfly Read More »
A new study compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.
Impact of COVID-19 on African American Entrepreneurship in Piedmont, North Carolina Read More »
Instructions for use: This is an interactive report. Please use the tiles at the top to page forward. Â Â Â Questions: Jason Richardson Director, Research & Evaluationjrichardson@ncrc.org 202-464-2722
Toledo – Fair Lending Report 2020 Read More »
Invest in Health and Wealth: Stabilizing Underserved Communities While Fighting a Pandemic Register Today October 13-15 • 9:00 AM-11:30 AM (ET) Health & Wealth This three-day virtual event (Tuesday, October 13 through Thursday, October 15 from 9:00 AM-11:30 AM each day) will bring together community leaders, financial institutions, health care leaders, advocacy groups and public
