As the COVID-19 crisis unfolded in St. Louis, the maps of the infections looked very familiar to those of us who work to promote integrated and inclusive communities. Unsurprisingly, it was having a greater toll on the city’s majority-Black neighborhoods, where maps already showed elevated rates of asthma and lead poisoning.
De facto or de jure housing inequities: The outcomes are the same Read More »
Based on in-depth research with over 90 low- and moderate-income older adults, we uncover barriers to fintech adoption and some key opportunities to better design fintech products and services to support this population during the pandemic and beyond.
Just Economy Session – Older Adults, Banking and Financial Management During COVID-19 Read More »
Instructions for use: This is an interactive report. Please use the tiles at the top to page forward. Questions: Jason Richardson Director, Research & Evaluationjrichardson@ncrc.org 202-464-2722
Stanislaus County – Fair Lending Report 2020 Read More »
Instructions for use: This is an interactive report. Please use the tiles at the top to page forward. Questions: Jason Richardson Director, Research & Evaluationjrichardson@ncrc.org 202-464-2722
Fresno County – Fair Lending Report 2020 Read More »
Instructions for use: This is an interactive report. Please use the tiles at the top to page forward. Questions: Jason Richardson Director, Research & Evaluationjrichardson@ncrc.org 202-464-2722
Kern County – Fair Lending Report 2020 Read More »
The agencies should not undermine the effectiveness of CRA by designing new exams that do not effectively hold banks accountable for meeting credit needs of local communities.
Principles for CRA Reform: Strengthen Exams for Banks Read More »
As the fight for racial justice finally gains more national attention, a deeper conversation is needed around the implementation of reparations for Black Americans to truly address the growing racial wealth gap.
(Download) Thank you for the opportunity to comment on the Consumer Financial Protection Bureau’s (CFPB’s) qualified mortgage (QM) proposed rule. Given CFPB’s decision to end the GSE patch, we believe that a price-based approach is an appropriate and effective method to determine QM status. However, additional safeguards are necessary to ensure that the final rule
A new study compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.
Redlining and Neighborhood Health Read More »
Project Director, DC Women’s Business Center hsheppard@dcwbc.org 202-524-4874 Heidi Sheppard has extensive experience working to support economic development efforts ranging from entrepreneurial assistance to manufacturing communities to technology transfer. She served on the Partnership Team at the National Institute of Standards and Technology’s Manufacturing Extension Partnership (MEP) developing strategic partnerships with other federal agencies to
September 3rd, 2020 National Community Reinvestment Coalition 740 15th St. NW Washington, DC 20005 Brian Brooks Acting Comptroller of the Currency 400 7th St SW Washington, DC 20219 Re: Comments on Proposal “National Banks and Federal Savings Associations as Lenders” Docket ID: OCC-2020-0026 RIN 1557-AE97 Honorable Acting Comptroller Brooks: The undersigned respectfully submit this comment
The OCC “True Lender” rule will allow lenders to evade state consumer protections Read More »
September 3rd, 2020 The National Community Reinvestment Coalition 740 15th St. NW Washington, DC 20005 Brian Brooks Acting Comptroller of the Currency 400 7th St SW Washington, DC 20219 Re: Comments on Proposal “National Banks and Federal Savings Associations as Lenders” Docket ID: OCC-2020-0026 RIN 1557-AE97 Dear Mr. Brooks: We strongly oppose the Office of
NCRC Opposes National Banks and Federal Savings Associations as Lenders Read More »
Comment to the Federal Housing Finance Agency on Enterprise Regulatory Capital Framework Thank you for the opportunity to comment on the Federal Housing Finance Agency’s (FHFA’s) re-proposed rule on capital requirements for Fannie Mae and Freddie Mac (the governmentsponsored enterprises, or GSEs). In our view, the proposed rule erroneously treats the GSEs as banks and
GSE Capital Rule Comment Sign-on Letter Read More »
Disaster preparation For Practitioners Plans, Policies and Steps to Prepare for Disaster and Navigate Through the Aftermath Practitioner’s Guide This guide outlines key steps that nonprofit practitioners should take to prepare their families and help clients mitigate damage and avoid stress. When a nonprofit agency is preparing its operations and staff for a disaster, it
Disaster Preparation for Practitioners Read More »
“Redlining” is still seen and felt in lower-income communities today. How did that happen? How did lending discrimination in the past contribute to the racial wealth divide that centered the Black Lives Matter protests of 2020?
Just Economy Session – Richard Rothstein Read More »
