T Barbara Van Kerkhove, Ph.D. Researcher/Policy Analyst, Empire Justice Center Barbara Van Kerkhove is a researcher/policy analyst in Empire Justice Center’s Rochester, New York, office where she does research and advocacy on a variety of consumer finance and economic justice issues. She is the principal author of “Too Big to Fail…Too Poor to […]
September 22, 2020 Regulations Division, Office of General Counsel, Department of Housing and Urban Development, 451 7th Street SW, Washington, DC 20410-0500. Re: HUD Docket No. FR-6152-P-01 Making Admission or Placement Determinations Based on Sex in Facilities Under Community Planning and Development Housing Programs Dear Secretary Carson: The National Community Reinvestment Coalition is vehemently opposed
NCRC Comment Letter on HUD’s Proposed Rulemaking on the Equal Access Rule Read More »
(Download) September 23rd, 2020 John O’Brien Licensing Manager Office of the Comptroller of the Currency Central District 425 S. Financial Place, Suite 1700 Chicago, IL 60605 CE.Licensing@occ.treas.gov RE: Formative Bank, N.A. Interagency Charter and Federal Deposit Insurance Application Dear Mr. O’Brien: The National Community Reinvestment Coalition, joined by the National Consumer Law Center (on behalf
NCRC Comment on Formative Application to OCC Read More »
As the COVID-19 crisis unfolded in St. Louis, the maps of the infections looked very familiar to those of us who work to promote integrated and inclusive communities. Unsurprisingly, it was having a greater toll on the city’s majority-Black neighborhoods, where maps already showed elevated rates of asthma and lead poisoning.
De facto or de jure housing inequities: The outcomes are the same Read More »
Based on in-depth research with over 90 low- and moderate-income older adults, we uncover barriers to fintech adoption and some key opportunities to better design fintech products and services to support this population during the pandemic and beyond.
Just Economy Session – Older Adults, Banking and Financial Management During COVID-19 Read More »
Instructions for use: This is an interactive report. Please use the tiles at the top to page forward. Questions: Jason Richardson Director, Research & Evaluationjrichardson@ncrc.org 202-464-2722
Stanislaus County – Fair Lending Report 2020 Read More »
Instructions for use: This is an interactive report. Please use the tiles at the top to page forward. Questions: Jason Richardson Director, Research & Evaluationjrichardson@ncrc.org 202-464-2722
Fresno County – Fair Lending Report 2020 Read More »
Instructions for use: This is an interactive report. Please use the tiles at the top to page forward. Questions: Jason Richardson Director, Research & Evaluationjrichardson@ncrc.org 202-464-2722
Kern County – Fair Lending Report 2020 Read More »
The agencies should not undermine the effectiveness of CRA by designing new exams that do not effectively hold banks accountable for meeting credit needs of local communities.
Principles for CRA Reform: Strengthen Exams for Banks Read More »
As the fight for racial justice finally gains more national attention, a deeper conversation is needed around the implementation of reparations for Black Americans to truly address the growing racial wealth gap.
(Download) Thank you for the opportunity to comment on the Consumer Financial Protection Bureau’s (CFPB’s) qualified mortgage (QM) proposed rule. Given CFPB’s decision to end the GSE patch, we believe that a price-based approach is an appropriate and effective method to determine QM status. However, additional safeguards are necessary to ensure that the final rule
A new study compared 1930’s maps of government-sanctioned lending discrimination zones with current census and public health data.
Redlining and Neighborhood Health Read More »
Project Director, DC Women’s Business Center hsheppard@dcwbc.org 202-524-4874 Heidi Sheppard has extensive experience working to support economic development efforts ranging from entrepreneurial assistance to manufacturing communities to technology transfer. She served on the Partnership Team at the National Institute of Standards and Technology’s Manufacturing Extension Partnership (MEP) developing strategic partnerships with other federal agencies to
September 3rd, 2020 National Community Reinvestment Coalition 740 15th St. NW Washington, DC 20005 Brian Brooks Acting Comptroller of the Currency 400 7th St SW Washington, DC 20219 Re: Comments on Proposal “National Banks and Federal Savings Associations as Lenders” Docket ID: OCC-2020-0026 RIN 1557-AE97 Honorable Acting Comptroller Brooks: The undersigned respectfully submit this comment
The OCC “True Lender” rule will allow lenders to evade state consumer protections Read More »
September 3rd, 2020 The National Community Reinvestment Coalition 740 15th St. NW Washington, DC 20005 Brian Brooks Acting Comptroller of the Currency 400 7th St SW Washington, DC 20219 Re: Comments on Proposal “National Banks and Federal Savings Associations as Lenders” Docket ID: OCC-2020-0026 RIN 1557-AE97 Dear Mr. Brooks: We strongly oppose the Office of
NCRC Opposes National Banks and Federal Savings Associations as Lenders Read More »
