NCRC

FHFA Re-Proposed Capital Rule for the Enterprises Sign-on Letter

By / / Testimony & Regulatory Comments / 6 minutes of reading

August 10, 2020 The Honorable Mark Calabria Director Federal Housing Finance Agency 400 7th Street, SW Washington, D.C. 20219 Hugh Frater CEO Fannie Mae Midtown Center 1100 15th Street, NW Washington, DC 20005 David Brickman CEO Freddie Mac 1551 Park Run Drive Mclean, VA 22102 Dear Director Calabria, Executives Frater and Brickman: We are writing […]

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2020 Policy Agenda for the 116th session of Congress

By / / Policy / 13 minutes of reading

2020 Policy Agenda For The 116th Session Of Congress Download the full Policy Agenda (PDF) Investing in a Just Economy For nearly 30 years, NCRC has worked to create a just economy. We believe private capital of various forms must be engaged in building an equitable and fair economy.  Coronavirus Recovery: Requires a broad and

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Mortgage Lending in the Asian American and Pacific Islander Community

By / / Research / 13 minutes of reading

Key Findings Over 652,000 loan applications were reported in 2018 where the applicant identified as AAPI. Home purchase loans varied greatly within the AAPI community, with Asian Indians purchasing homes in 70% of cases, compared with Japanese borrowers that purchased a home just 45% of the time. There are substantial variations in the share of

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NCRC joins with over 50 groups in support of mortgage relief in next covid-19 relief package

By / / Testimony & Regulatory Comments / 6 minutes of reading

July 28, 2020  Majority Leader Mitch McConnell United States Senate Washington, DC 20510  Minority Leader Chuck Schumer United States Senate Washington, DC 20510  Chairman Mike Crapo Senate Committee on Banking, Housing and Urban Development Washington, DC 20510  Ranking Member Sherrod Brown Senate Committee on Banking, Housing and Urban Development Washington, DC 20510  Re: Support for

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NCRC Proposal for Underserved Tracts Would Increase Lending in Communities of Color by Billions of Dollars

By / / Research / 9 minutes of reading

Executive Summary NCRC proposes to add underserved census tracts as a criterion on component tests on CRA exams. NCRC identifies underserved tracts as those that receive low levels of lending per housing units and small businesses. A significant portion of these tracts are predominantly minority. NCRC estimated that adding these tracts on CRA exams would

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