Displaced By Design
A new analysis of gentrification and displacement since 1980 — with interactive maps.
Displaced By Design Read More »
Research
Posts about NCRC research.
Empty Shelves and the Possibility of a Recession: May 2025 Race, Jobs and the Economy Update
Analysis of Topline Figures in the May BLS Report The economy added 177,000 jobs in April while the unemployment rate remained at 4.2%. The February and March job gains were revised down by 15,000 and 43,000, respectively. The April job gains came primarily in the healthcare and education (+58,000), transportation and warehousing (+29,000), and leisure
How Tariffs Drive Up Mortgage Costs and Undermine Homeownership
The Trump Administration’s trade war continues to roil both the financial markets and key economic indicators, such as consumer sentiment. The anxiety around the market has even spread to the US Treasury market, where the damage could cause borrowing costs for households to rise, especially for home mortgages. A bond is essentially a loan, either
How Tariffs Drive Up Mortgage Costs and Undermine Homeownership Read More »
The Recessionary War on Workers: April 2025 Race, Jobs and the Economy Update
Analysis of Topline Figures in the April BLS Report The economy added 228,000 jobs in March, while the unemployment rate increased to 4.2%. In the midst of a brewing trade war and talks of a potential recession, the job gains caught forecasters off guard. We should note that the reference period for the establishment survey
The Recessionary War on Workers: April 2025 Race, Jobs and the Economy Update Read More »
A First Look at the Intersection of Mortgage Lending and Race in 2024
On March 31, 2025, the Consumer Financial Protection Bureau (CFPB) released the latest data on mortgage lending in the United States covering activity from 2024. This annual dataset is essential for advocates, regulators, policymakers at all levels and lenders who seek to understand lending trends and disparities. Despite political efforts to weaken the CFPB and
A First Look at the Intersection of Mortgage Lending and Race in 2024 Read More »
Odds of Recession Rise While Tariffs Dampen Consumer Outlook: March 2025 Race, Jobs and the Economy Update
Analysis of Topline Figures in the March BLS Report In February, the economy added 151,000 jobs, while the unemployment rate ticked up to 4.1%. Although the topline figures are relatively solid, especially considering the current tumultuous political climate, the report does contain some concerning red flags. The government sector only added 11,000 jobs, while the
The Racial Wealth Gap 1992 to 2022
America tried a lot of different things to repair racial economic inequality over the past three decades. The racial wealth gap barely moved.
The Racial Wealth Gap 1992 to 2022 Read More »
NCRC Mortgage Market Analysis
A thorough and robust analysis of key housing market trends for racial economic equity and homeownership.
NCRC Mortgage Market Analysis Read More »
Neighboring Markets, Worlds Apart: Mortgage Lending In Detroit And Wayne County
Detroit’s city limits are also an iron curtain between sharply contrasting mortgage lending patterns, dividing wealth-building opportunities along racial lines.
Neighboring Markets, Worlds Apart: Mortgage Lending In Detroit And Wayne County Read More »
Housing, Household Budgets And Hiring Hiccups: July 2024 Race, Jobs And The Economy Update
The July jobs report hints at a softening economic picture — especially with household budgets continuing to feel the squeeze of inflation.
An Anxious Economy: A Mid-Year Race Jobs and the Economy Update
The May BLS jobs report is out. Nearly midway through 2024, what is the overall state of the US economy?
An Anxious Economy: A Mid-Year Race Jobs and the Economy Update Read More »
Decades of Disinvestment: Historic Redlining and Mortgage Lending Since 1981
Flaws in key data have made it difficult to quantify the legacy of redlining and racial segregation – Until now.
Decades of Disinvestment: Historic Redlining and Mortgage Lending Since 1981 Read More »
Better Data Needed To Dismantle The ‘Model Minority’ Myth About Asian Americans: Race, Jobs and the Economy April 2024 Update
As we celebrate AAPI Heritage Month, it’s important to understand how data flaws in the BLS jobs report fuel the “model minority myth.”
The job market for college graduates remains strong but uncertainties persist
The Bureau of Labor Statistics (BLS) monthly jobs report provides a broad look at the current state of the labor market. It is comprised of two surveys, a household survey sent to people that gauges their labor market experiences of employment and unemployment and an establishment survey sent to businesses to measure their hiring levels, hours and
The job market for college graduates remains strong but uncertainties persist Read More »
Gender Differences In Unemployment Trends: Race, Jobs And The Economy Update For February 2024
Better understand the February jobs report with this special Women’s History Month edition of NCRC’s Race, Jobs and the Economy series.