2016 NCRC Policy Agenda
2016 NCRC Policy Agenda (Download PDF)
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Research
Posts about NCRC research.
Performance Evaluation: Facilitating Public Input on CRA via Federal Agency Websites
Performance Evaluation: Facilitating Public Input on CRA via Federal Agency Websites (Download PDF)
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Home Mortgage and Small Business Lending in Baltimore and Surrounding Areas
Home Mortgage and Small Business Lending in Baltimore and Surrounding Areas (Download PDF) This report, Home Mortgage and Small Business Lending in Baltimore and Surrounding Areas, details lenders’ abandonment of neighborhoods in Baltimore based upon the race of members of those neighborhoods and the preferences of lenders for white borrowers and majority white neighborhoods. Using
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Protecting Duties to Serve and Responsible Next Steps for Reforming the Secondary Mortgage Market
Protecting Duties to Serve and Responsible Next Steps for Reforming the Secondary Mortgage Market (PDF Download)
CRA Grade Inflation Infographic
How well are regulators evaluating banks under the Community Reinvestment Act? Check out a new infographic showing the inflation of CRA grades. Download the infographic
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Bank Branches in Baltimore, Maryland
Today, the National Community Reinvestment Coalition (NCRC) released a series of maps showing the locations of bank branches and “alternative financial services providers” in Baltimore, Maryland. The maps show bank branch and “alternative financial services provider” locations based on income level and percentage of minority population. The maps show 122 bank branches in Baltimore,
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Summary: Proposed Changes to CRA Q&A
NCRC CRA Q&A Issue Brief. The Office of the Comptroller of the Currency, the Federal Reserve Board, and the Federal Deposit Insurance Corporation (the “Agencies”) recently released a proposed update to the Community Reinvestment Act Q&A. The Agencies regularly review examination policies, procedures, and guidance to better serve the goals of CRA. Following the publication
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NCRC Analysis: Small Business Lending Deserts and Oases
The National Community Reinvestment Coalition (NCRC) analysis “Small Business Lending Deserts and Oases” reports on small business lending trends in the United States and disparities in access to credit for small businesses. The report comprehensively maps small business lending “deserts” and small business lending “oases” in the United States. The report reveals a significant national
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Recommendations to the Consumer Financial Protection Bureau for Implementing Section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010
Today, the National Community Reinvestment Coalition (NCRC) released “Recommendations to the Consumer Financial Protection Bureau for Implementing Section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010,” a white paper presenting recommendations on the collection and public availability of small business loan data from financial institutions. In the white paper, NCRC
Empowering Financial Service Providers to Help: Ways the Bank Secrecy Act Can Play a Stronger Role in Detecting and Preventing the Financial Crimes that Exploit Older Adults
Download the “Empowering Financial Service Providers to Help: Ways the Bank Secrecy Act Can Play a Stronger Role in Detecting and Preventing the Financial Crimes that Exploit Older Adults” white paper here.
Access to Capital and Credit in Appalachia and the Impact of the Financial Crisis and Recession on Commercial Lending and Finance in the Region
This study examines recent trends in the availability of capital and credit for small businesses in the Appalachian Region, and compares financial conditions in 2010 with those in 2007, before the recent recession. In addition, the study assesses the impact of strategies to address capital gaps in underserved communities, including the use of regulatory
A New Dawn: Age-Friendly Banking
Washington, DC – Today, the National Community Reinvestment Coalition (NCRC) released a new report entitled “A New Dawn: Age-Friendly Banking.” The paper provides an overview of the current economic vulnerability of older adults and proposes a core set of age-friendly banking principles. To read the report, click here. National Neighbors Silver is a multi-year campaign
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NCRC Analysis of Bank Account Complaints by ZIP Code
To read the guide, click here.
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Fair Housing Planning Resource Guide: Understanding the Proposed Affirmatively Furthering Fair Housing Rule
Washington, DC – Today, the National Community Reinvestment Coalition released a new Fair Housing Planning Resource Guide, entitled “Understanding the Proposed Affirmatively Furthering Fair Housing Rule.” This guide is intended to serve as resource for housing & community development professionals who are seeking to understand the recently proposed United States Department of Housing & Urban