Posts about NCRC research.
DC Women’s Business Center surveyed 274 small business owners in the D.C. metro area to learn how the COVID-19 pandemic and economic downturn affected their businesses.
This is a limited demo of NCRC’s Fair Lending Tool. The full tool is available to NCRC members. Not a member? Join here.Instructions for use: This is an interactive report. Please use the tiles at the top to page forward. Questions: Jason Richardson Director, Research & Evaluation jrichardson@ncrc.org 202-464-2722 online pharmacy purchase neurontin online generic
Sample – Fair Lending Report Read More »
Addressing the Needs of Black-Owned Businesses and Entrepreneurs Photo: © Andrey Popov via stock.adobe.com A follow-up report on the impacts of COVID-19 on entrepreneurship in Piedmont, North Carolina. Authors: Dedrick Asante-Muhammad, Chief of Membership, Policy and Equity at NCRCJamie Buell, Coordinator of Racial Economic Equity at NCRCTalib Graves-Manns, Co-Founder of Partners in Equity NCWilson Lester, Co-Founder
Addressing the Needs of Black-Owned Businesses and Entrepreneurs Read More »
This brief explores the potential for Landis, a lease-to-own homeownership company, to make homeownership more accessible for African Americans.
Landis’s Lease-to-Own Model & Black Homeownership Read More »
The pandemic and rapid social changes brought many challenges for a group of Black business owners in Washington, D.C., and Baltimore, but even so they emphasized the role of their businesses in maintaining the cultural vibrancy of their communities.
The COVID Pandemic And Its Impacts On Culturally Significant Businesses Read More »
Download Infographic Intro Women have made great strides in the workplace, comprising nearly half of the workforce, and surpassing men in higher education achievement. Yet, women still make less income, have less wealth and face greater economic instability online pharmacy purchase doxycycline without prescription with best prices today in the USA than their male counterparts.
Racial Wealth Snapshot: Women, Men and the Racial Wealth Divide Read More »
Black America was in an economic crisis before COVID-19, and recovery for Black-owned businesses will require solutions to the economic preconditions that made success and wealth accumulation so difficult to achieve before the pandemic, a new report found.
Relationships Matter: Small Business and Bank Branch Locations March 2021 — Key Takeaways The number of banks and bank branches has declined significantly since 2009. Local branches are still crucial to small business lending. Small business lending is increasingly dominated by the largest lending institutions. Smaller institutions are disappearing as they merge or are bought
Relationships Matter: Small Business and Bank Branch Locations Read More »
DOWNLOAD Overview: A radical increase in Black homeownership is needed to see progress in bridging Black and White homeownership and wealth inequality. One of the defining factors of economic well-being for individuals and families is household net worth or wealth, but not all families are equal. Decades of racial injustice and economic inequality have led
60% Black Homeownership: A Radical Goal for Black Wealth Development Read More »
More evidence of inequity in access to bank services to help small businesses survive the pandemic.
Are Loan Modifications For Small Businesses a Possibility in the COVID-19 Pandemic? Read More »
Regulatory agencies should consider loans per thousand people to identify Community Reinvestment Act assessment areas for branchless banks.
How Can Geographical Areas on CRA exams Work for Branchless banks? Read More »
Essential Reading for a Just Economy from NCRC. Topics include: redlining, gentrification, mortgage lending and more.
Agenda-setting research: Essential Reading for a #JustEconomy Read More »
In this report, NCRC extended our previously published analysis of bank branch closures to look at changes from 2017 through 2020.
Research Brief: Bank Branch Closure Update (2017 – 2020) Read More »
The government’s flawed COVID relief program underscored the need for equity in small business financing, and for stronger enforcement of fair lending laws.
NCRC Paycheck Protection Plan Preliminary Analysis Read More »
The report revealed dramatic differences in the costs and lending patterns for different subgroups of Hispanic borrowers, such as Cuban, Mexican and Puerto Rican borrowers. It also found that most Latino borrowers get their mortgages from non-bank mortgage companies and not from banks
Hispanic Mortgage Lending 2019 Analysis Read More »
