Testimony & Regulatory Comments

Testimony and comments from NCRC about pending legislation and regulatory issues.

NCRC Letter to FHFA re Fair Lending, Fair Housing, and Equitable Housing Finance Plans Proposed Rule.

By / / Testimony & Regulatory Comments / 31 minutes of reading

June 26, 2023 The Honorable Sandra Thompson Director Federal Housing Finance Agency 400 7th Street, SW Washington, DC 20024 Re:  RIN-2590-AB29, Proposed Rulemaking on Fair Lending, Fair Housing, and Equitable Housing Finance Plans Dear Director Thompson: The National Community Reinvestment Coalition (NCRC) appreciates this opportunity to provide our comments on the Federal Housing Finance Agency’s (FHFA’s) Fair […]

NCRC Letter to FHFA re Fair Lending, Fair Housing, and Equitable Housing Finance Plans Proposed Rule. Read More »

A Maryland CRA Law Would Marshall Considerable Resources for Increasing Racial Equity and Reinvestment

By / / Testimony & Regulatory Comments / 4 minutes of reading

(Download full whitepaper) Key Takeaways: A Maryland CRA law would apply to banks and credit unions with about $46 billion in assets. It would cover mortgage companies that made more than 68,000 loans in three years. The assets and lending activity are considerable resources that should have a CRA obligation for reinvesting in underserved neighborhoods.

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NCRC Comment Letter To The FTC And CFPB On Equity In The Tenant Screening Process

By / / Testimony & Regulatory Comments / 32 minutes of reading

(Download) May 30, 2023 April Tabor Secretary Federal Trade Commission Office of the Secretary 600 Pennsylvania Avenue NW Suite CC-5610 (Annex B) Washington, DC 20580 Rohit Chopra Director Consumer Financial Protection Bureau 1700 G St. NW Washington, DC 20552 Re: FTC-2023-0024-0033 Dear Secretary Tabor and Director Chopra: The National Community Reinvestment Coalition (NCRC) appreciates the

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Environmental Justice Coalition Letter on HUD’s Affirmatively Furthering Fair Housing (AFFH) Rule

By / / Testimony & Regulatory Comments / 13 minutes of reading

(Download) Honorable Marcia Fudge Secretary U.S. Department of Housing and Urban Development 451 7th St SW Washington, D.C. 20410 Re: Affirmatively Furthering Fair Housing, Docket No. FR–6250–P–01, 88 Fed. Reg. 8516 April 24, 2023 Dear Secretary Fudge: On behalf of the undersigned environmental justice and fair housing organizations and advocates, we are pleased to submit

Environmental Justice Coalition Letter on HUD’s Affirmatively Furthering Fair Housing (AFFH) Rule Read More »

NCRC Comment Letter on HUD’s Proposed Affirmatively Furthering Fair Housing (AFFH) Rule.

By / / Testimony & Regulatory Comments / 50 minutes of reading

(Download) Honorable Marcia Fudge Secretary U.S. Department of Housing and Urban Development 451 7th St SW Washington, D.C. 20410 Re: Affirmatively Furthering Fair Housing, Docket No. FR–6250–P–01, 88 Fed. Reg. 8516 April 24, 2023 Dear Secretary Fudge: On behalf of the National Community Reinvestment Coalition (NCRC) and our undersigned members, we thank you for this

NCRC Comment Letter on HUD’s Proposed Affirmatively Furthering Fair Housing (AFFH) Rule. Read More »

NCRC comment on FHFA Social Bond RFI

By / / Testimony & Regulatory Comments / 8 minutes of reading

(Download) April 24, 2023 The Federal Housing Finance Agency Office of Fair Lending Oversight 400 7th Street SW 9th Floor Washington, D.C. 20219 RE: Enterprise Single Family Social Bond Policy RFI The National Community Reinvestment Coalition (NCRC) appreciates the opportunity to submit written comments to the Federal Housing Finance Agency (FHFA) in response to its

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Initial Analysis Of Final Section 1071 Small Business Lending Rule

By / / Research, Testimony & Regulatory Comments / 18 minutes of reading

Initial Analysis Of Final Section 1071 Small Business Lending Rule April 2023 Download Report Kevin Hill, Senior Policy Advisor KEY TAKEAWAYS: Discrimination in small business lending will be easier to identify and root out. This is an important new rule that applies to the full spectrum of small business lending, removing fog from a key area

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Workforce Development Is A Solution to Climate Change and Income Inequality: NCRC’s Comment on the EPA’s Environmental and Climate Justice Grant Program

By / / Testimony & Regulatory Comments / 9 minutes of reading

(Download) April 10, 2023 VIA ELECTRONIC FILING Office of Environmental Justice and External Civil Rights Environmental Protection Agency ECJRFI@epa.gov RE: Request for Information – Environmental and Climate Justice Block Grants Attention: Docket No. EPA-HQ-OEJECR-2023-0023 The National Community Reinvestment Coalition (NCRC) appreciates the opportunity to comment on the Environmental Protection Agency (EPA) Office of Environmental Justice

Workforce Development Is A Solution to Climate Change and Income Inequality: NCRC’s Comment on the EPA’s Environmental and Climate Justice Grant Program Read More »

NCRC comment letter on the District- Maryland-Virginia Regional Fair Housing Plan

By / / Testimony & Regulatory Comments / 18 minutes of reading

(Download) March 28, 2023 RE: MWCOG Attn: Fair Housing Plan To Whom it May Concern: The National Community Reinvestment Coalition (NCRC) appreciates the opportunity to comment on the Metropolitan Washington Regional Fair Housing Plan. The region is to be commended for developing the first regional plan in 25 years. The plan provides an important opportunity

NCRC comment letter on the District- Maryland-Virginia Regional Fair Housing Plan Read More »

NCRC and 10 other Advocacy Groups Call on the FDIC to Downgrade Republic Bank & Trust

By / / Testimony & Regulatory Comments / 39 minutes of reading

(Download) March 30th, 2023 Teresa Sabanty Deputy Regional Director Federal Deposit Insurance Corporation 300 South Riverside Plaza, Suite 1700, Chicago, IL 60606-3447 CC: Kentucky Department of Financial Institutions RE: Community Reinvestment Act exam for Republic Bank & Trust of Kentucky. Dear Deputy Regional Director Sabanty: Thank you for the opportunity to submit this comment on the

NCRC and 10 other Advocacy Groups Call on the FDIC to Downgrade Republic Bank & Trust Read More »

Incorporating Race into the Illinois Community Reinvestment Act

By / / Testimony & Regulatory Comments / 6 minutes of reading

February 28, 2023 Mr. Craig Cellini Rules Coordinator Illinois Department of Financial and Professional Regulation 329 West Washington, 3rd Floor Springfield, IL 62789 Via Email: Craig.Cellini@Illinois.gov RE: NCRC’s Written Testimony for the Bank Community Reinvestment Hearing on March 2, 2023 Code Citation: 38 Ill. Adm. Code 345  Dear Mr. Cellini: The National Community Reinvestment Coalition (NCRC), an association

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Support the CFPB and Stop Credit Card Junk Fees

By / / Testimony & Regulatory Comments / 1 minute of reading

NCRC has joined with Americans for Financial Reform, the National Consumer Law Center, More Perfect Union, and numerous other organizations in a campaign in support of the Consumer Financial Protection Bureau’s new proposed rule that holds banks accountable to keep credit card late fees at $8 or less. Send a comment to support the CFPB

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Environmental Justice Advocates’ Letter to HUD re Equity in Disaster Recovery (CDBG-DR)

By / / Testimony & Regulatory Comments / 21 minutes of reading

(Download) Marion M. McFadden Principal Deputy Assistant Secretary for Community Planning and Development U.S. Department of Housing and Urban Development 451 7th St SW Washington, D.C. 20410 February 21, 2023 Re: Request for Information for HUD’s Community Development Block Grant Disaster Recovery (CDBG–DR) Rules, Waivers, and Alternative Requirements, Docket No. FR–6336–N–01 (87 Fed. Reg. 77864)

Environmental Justice Advocates’ Letter to HUD re Equity in Disaster Recovery (CDBG-DR) Read More »

NCRC Submits Comments to the Appraisal Subcommittee About Tackling Discriminatory Home Appraisals in Response to its January 24th Hearing

By / / Testimony & Regulatory Comments / 10 minutes of reading

(Download) February 8, 2023 Jim Park Executive Director Appraisal Subcommittee 1325 G Street Suite 500, NW Washington, DC 20005 appraisalbiashearing@asc.gov Dear Executive Director Park: The National Community Reinvestment Coalition appreciates the opportunity to submit written comments to the Federal Financial Institutions Examination Council’s Appraisal Subcommittee. We thank the Appraisal Subcommittee of the Federal Financial Institutions Examination

NCRC Submits Comments to the Appraisal Subcommittee About Tackling Discriminatory Home Appraisals in Response to its January 24th Hearing Read More »

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