NCRC, FinTech Firms Issue Statement In Support Of Regulatory Stability At The Consumer Financial Protection Bureau
Five fintechs express support for the Consumer Financial Protection Bureau ahead of the CFPB’s Supreme Court case.
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Analysis and points of view on research, trends, issues, ideas and opportunities.
Wealth-Building Hurdles For Latino And Asian Americans Are Not As Simple As You May Think
New racial wealth snapshots on the AAPI and Latino communities demonstrate the wide diversity of economic experiences facing members of those groups.
Special Purpose Credit Programs Remain On Solid Legal Ground Despite Supreme Court’s Affirmative Action Decision
The Supreme Court’s recent affirmative action ruling is creating wider anxiety in the business community. Special Purpose Credit Programs are not in jeopardy.
Book Review: To Fight Segregation We Must First Build Community, Richard And Leah Rothstein Argue
A divided society can never be a harmonious one — so what can we do to fight segregation in our communities?
HEALTH EQUITY RESEARCH SPOTLIGHT: Medical Debt Makes People Live Sicker, Die Sooner
Owing someone money doesn’t just make a person’s life harder – it might also make it shorter, and it certainly makes it sicker.
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When Regulators Overhaul Bank Merger Rules, They Should Heed Key Lessons From NCRC’s Community Benefits Agreements
Biden officials want to strengthen bank merger review guidelines. Here’s what they can learn from NCRC’s work with banks.
STILL A DREAM: Over 500 Years To Black Economic Equality
A new report marks the 60th anniversary of the March on Washington with some sobering news — and some inspiring solutions.
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Victory: Figure Bank’s Withdrawn Charter Application Shows The Uninsured National Bank Idea Is Dead
Figure Bank’s decision to give up on seeking a charter for an uninsured national bank signals that fintechs are not going to be able to evade Community Reinvestment Act obligations.
Congressional Republicans Are Trying To Kill CFPB’s Section 1071 Small Business Lending Rules Before They Take Effect
Anyone who wants to build a more just economy should be aware of this tactic and ready to fight it – not just on Section 1071 but on other big pending reforms.
How The Government’s New “FedNow” Immediate-Payment System Will Benefit Consumers And Banks Alike
The launch of FedNow marks a great accomplishment — But to realize the full potential of the faster payments system, more needs to be done.
Fatal Flaws In Draft Crypto Regulations From House Republicans Mean Lawmakers Should Start Over
Crypto regulations proposed by House Republicans would help unscrupulous digital asset creators prey upon retail investors.
From Affirmative Action To Reparations: Bridging Racial Economic Inequality
As the Supreme Court strikes down affirmative action, state and local lawmakers are increasingly taking action to repair racial divides through policies designed to address racial inequality.
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Fighting For What’s Right: Alan Jennings On Fairness In An Unjust World
We all look to champions to inspire us. The long, challenging and too-often frustrating work of making a better world can benefit tremendously from understanding the ground-level experiences of our colleagues. It is therefore easy to recommend “The Pursuit of Fairness: Fighting for What’s Right in a World that’s so Wrong,” Alan Jennings’ autobiographical and
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Tenant Screening Systems Are Unfair To Black And Brown People. Here’s What Our Government Should Do About It.
The acute shortage of affordable housing is exacerbating another long-standing problem: Racial discrimination by landlords tenant screening for rental housing.
Understanding The Dire Economic And Health Inequities Facing Transgender Americans
In recognition of Pride Month this June, this piece details the special threats to health equity that haunt the transgender community.
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