Views

Analysis and points of view on research, trends, issues, ideas and opportunities.

Continued Wage Growth, But A Possible Warning Sign From Black Workers: Race, Jobs & The Economy Update – May 2023

The Black unemployment rate is sometimes seen as a “canary in the coal mine” for the broader economy. When it begins to rise, it may signal a looming downturn.

Continued Wage Growth, But A Possible Warning Sign From Black Workers: Race, Jobs & The Economy Update – May 2023 Read More »

CFPB Puts Lenders & FinTechs On Notice: Their Models Must Search For Less Discriminatory Alternatives Or Face Fair Lending Non-Compliance Risk

“I worry that firms may sometimes shortchange this key component of testing,” the CFPB’s Patrice Ficklin said at the Just Economy Conference.

CFPB Puts Lenders & FinTechs On Notice: Their Models Must Search For Less Discriminatory Alternatives Or Face Fair Lending Non-Compliance Risk Read More »

The Simplest Lessons From SVB: Weakened Rules, Too Much Risk

How To Protect Depositors from Bank Failures? Prevent Banks from Taking Big Risks While it would be appealing to have a clear, singular villain to blame, it took many actors and decisions to set up the conditions that led to three bank failures in the last few weeks. Banks, regulators, depositors and politicians all played a role.

The Simplest Lessons From SVB: Weakened Rules, Too Much Risk Read More »

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